What are the responsibilities and job description for the Builder Finance Portfolio Manager position at UNITED COMMUNITY BANK?
Builder Finance Portfolio Manager
United Community is in search of a Builder Finance Portfolio Manager to join our team. As a Builder Finance Portfolio Manager, you'll deliver financial, industry, and economic analyses to support decision-making and ensure compliance with credit policies and regulations. You'll analyze client performance, manage credit quality, and contribute to due diligence and credit approval processes. Additionally, you'll work on underwriting, portfolio management, and streamlining portfolio management procedures.
What You’ll Do:
- Evaluate client performance and financial health, ensuring credit quality and data integrity.
- Provide financial, industry, and economic analyses, contributing to due diligence and credit approvals.
- Ensure compliance with credit policies and regulations, identifying and mitigating risks.
- Underwrite financial information, manage annual reviews, and maintain loan agreement integrity.
- Foster professional and community connections to enhance the bank's visibility and network.
Required Skills/Experience:
- 5 – 10 years of solid experience in financial analysis, structuring, underwriting, and portfolio management.
- Extensive understanding of credit and non-credit services, as well as credit-related regulations.
- Strong ability to build and maintain working relationships with customers, referral sources, bank presidents, and bankers.
- Proficiency in loan documentation and credit underwriting.
- Excellent organizational and verbal/written communication skills.
Preferred Skills/Experience:
- BS or BA degree.
- Broad understanding of all credit-related functions and divisions within a bank.
- Ability to maximize working relationships with direct reports and across the holding company.
- Active participation in community activities to enhance the bank's visibility and network for new business opportunities.
Conditions of Employment:
- Must be able to pass a criminal background & credit check
- This is a full-time, non-remote position
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
