Senior Credit Analyst

 Senior Credit Analyst

Navitas Credit Corp is a leading financial services firm that was recognized by INC Magazine as one of the 5000 fastest growing companies in the United States. We provide financing to small and medium sized businesses throughout the United States to help them grow and stay competitive. With multiple offices across the country, we have an entrepreneurial culture where we are looking for talented individuals to join our team and grow with us. 

REPORTS TO: Director of Credit

DEPARTMENT: Credit - Columbia, SC

Summary: To adhere to Navitas’ credit guidelines in approving or declining new applications and develop and maintain profitable broker relationships.

Key Responsibilities: 

1.         Make credit decisions on transactions within credit authority & credit recommendations on Transactions not within authority within Navitas credit guidelines. Assist other analysts in the decision

             Process as appropriate.

2.         Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third

             Party information to determine the borrower’s creditworthiness.

3.         Correspond with brokers, lessees, banks, and vendors as appropriate to answer specific   

             questions, gain additional information and appropriately market Navitas Products.

4.          Maintain existing broker relationships. Assist with the development, implementing, and

             updating of broker programs

5.         Review funded transactions as required for auditing purposes.

Education and other credentials: 

• 5^th year college or university program certificate: or 2-4 years related experience and/or training, or equivalent combination of education and experience.
• Computer skills required: Database Software, Microsoft Office
• Previous equipment leasing/loan industry experience preferred

Technical / Functional skills and knowledge:

• Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data.
• Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations.
• Excellent mathematical skills. 
• Must be able to manage time continually prioritizing and re-prioritizing tasks in a efficient and effective manner. 
• Must be organized and extremely detail oriented. 
• Must be skilled in problem resolution. 
• Must be able to multi-task. 
• Must be able to apply general guidelines to an extremely non-standard set of circumstances and documents. 
• Must be able to reason given similar and non-similar circumstances. 
• Must be able to perform effectively under tight time constraints. 
• Must be able to handle pressures both from external and internal customers. 
• Must be able to work effectively with subordinates, peers, and managers from other departments. 
• Must be able to resolve problems from both internal and external sources. 
• Must have excellent written and oral communication skills to convey negative information to external customers in a manner that protects Navitas and retains customers.               

SUPERVISORY RESPONSIBILITIES: