Demo

Collection Representative (bilingual Spanish/English)

United Consumer Financial Services
Westlake, OH Full Time
POSTED ON 1/9/2025
AVAILABLE BEFORE 3/23/2025
  • United Consumer Financial Services
  • UCFS) has been a growing leader in the financial services industry for over 40 years as a subsidiary of a Fortune 100 company. We are dedicated to providing world-class service to our customers, enhancing the lives of those in our surrounding communities as well as being committed to the well-being, engagement and career development of our highly-valued workforce.
  • Apply fast, check the full description by scrolling below to find out the full requirements for this role.

    • Collection Representative
    • is responsible for processing calls for customers with up-to-date, delinquent, closed or charged-off accounts while maintaining positive relationships with distributors and customers.
    • JOB DUTIES
    • Adequately process inbound / outbound calls on up-to-date, delinquent, closed or charged-off accounts.
    • Recognize specific scenarios that require specific collection questions answered in compliance with the FTCPA and FDCPA.
    • Properly request all UCFS collection letters (including Attorney letters).
    • Effectively use all options available on the Collection and Inquiries system menus.
    • Identify customer disputes and appropriately code disputes for the problem resolution queue.
    • Utilize the Internet for skip tracing purposes.
    • Sufficiently keep post-call processing to a minimum and follow all guidelines pertaining to after call work.
    • Maintain all collection objectives (based on hourly goals).
    • Negotiate with customers payment arrangements on accounts that become delinquent on the first payment.
    • Schedule one time or recurring EFT bank payments for customer.
    • Schedule one time or recurring credit / debit card payments for customer.
    • Properly process specific customer requests through the flag for review reports.
    • Appropriately request all necessary documents to maintain account and follow consumer’s request.
    • Perform additional assignments as required to assist in achieving Team and Company goals.
    • SKILLS & ABILITIES
    • Ability to negotiate payment plans with customers.
    • Ability to calculate figures and amounts as they relate to settlements on accounts.
    • Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
    • Ability to read, write and perform mathematical calculations.
    • Proficiency with a computer, standard office equipment and computer programs, including but not limited to Outlook, Internet / search engine savvy.
    • MINIMUM QUALIFICATIONS
    • High school diploma or equivalent required.
    • One year collection and / or call center experience.
    • Knowledge of Billing and Collections procedures.
    • BENEFITS
    • Health, Dental, Vision, 401k, Life Insurance, Paid Holidays, Vacation, Casual Dress, and more.
    • WORKING CONDITIONS
    • This position operates in a professional office environment at UCFS offices in Westlake, Ohio.

      indsp

      Job Type : Full-time

      Benefits :
    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Disability insurance
    • Employee assistance program
    • Flexible schedule
    • Flexible spending account
    • Health insurance
    • Health savings account
    • Life insurance
    • Paid time off
    • Paid training
    • Vision insurance
    • Application Question(s) :

    • Please indicate your desired pay range.
    • Work Location : In person

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