What are the responsibilities and job description for the Collection Representative (bilingual Spanish/English) position at United Consumer Financial Services?
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- Collection Representative
- is responsible for processing calls for customers with up-to-date, delinquent, closed or charged-off accounts while maintaining positive relationships with distributors and customers.
- JOB DUTIES
- Adequately process inbound / outbound calls on up-to-date, delinquent, closed or charged-off accounts.
- Recognize specific scenarios that require specific collection questions answered in compliance with the FTCPA and FDCPA.
- Properly request all UCFS collection letters (including Attorney letters).
- Effectively use all options available on the Collection and Inquiries system menus.
- Identify customer disputes and appropriately code disputes for the problem resolution queue.
- Utilize the Internet for skip tracing purposes.
- Sufficiently keep post-call processing to a minimum and follow all guidelines pertaining to after call work.
- Maintain all collection objectives (based on hourly goals).
- Negotiate with customers payment arrangements on accounts that become delinquent on the first payment.
- Schedule one time or recurring EFT bank payments for customer.
- Schedule one time or recurring credit / debit card payments for customer.
- Properly process specific customer requests through the flag for review reports.
- Appropriately request all necessary documents to maintain account and follow consumer’s request.
- Perform additional assignments as required to assist in achieving Team and Company goals.
- SKILLS & ABILITIES
- Ability to negotiate payment plans with customers.
- Ability to calculate figures and amounts as they relate to settlements on accounts.
- Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
- Ability to read, write and perform mathematical calculations.
- Proficiency with a computer, standard office equipment and computer programs, including but not limited to Outlook, Internet / search engine savvy.
- MINIMUM QUALIFICATIONS
- High school diploma or equivalent required.
- One year collection and / or call center experience.
- Knowledge of Billing and Collections procedures.
- BENEFITS
- Health, Dental, Vision, 401k, Life Insurance, Paid Holidays, Vacation, Casual Dress, and more.
- WORKING CONDITIONS
- 401(k)
- 401(k) matching
- Dental insurance
- Disability insurance
- Employee assistance program
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Paid training
- Vision insurance
- Please indicate your desired pay range.
This position operates in a professional office environment at UCFS offices in Westlake, Ohio.
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Job Type : Full-time
Benefits :Application Question(s) :
Work Location : In person