Mortgage Loan Officer

United Financial Mortgage is Hiring!

We are a small but growing mortgage brokerage that has recently invested thousands into new software, a new website, and new marketing campaigns, including social media. Applicants will be the first to be considered for promotion and growth roles with the company. Future roles include a sales manager and an operations manager as the company grows.

Enjoy the freedom of a work-from-home environment, no micro-management, marketing and lead assistance provided, plus bonuses.

Our work environment includes:

• Work-from-home days
• Growth opportunities
• Relaxed atmosphere
• On-the-job training
• Company perks
• Flexible working hours
• Lively atmosphere
• Safe work environment

Responsibilities

- Contact and pitch realtors on using our company to help their clients with their mortgage needs.

- Develop and maintain relationships with clients to understand their mortgage needs and provide appropriate loan solutions.

- Evaluate loan applications and determine eligibility based on creditworthiness, income, and other factors.

- Guide clients through the loan application process, including gathering necessary documentation and ensuring compliance with regulations.

- Collaborate with underwriters, processors, and other internal teams to assist with timely and accurate loan processing.

- Provide exceptional customer service throughout the loan origination process, addressing client inquiries and concerns.

- Stay up-to-date on industry trends, regulations, and changes in lending practices.

- Meet or exceed sales targets by actively promoting loan programs and services.

Qualifications

- Strong knowledge of mortgage sales and loan processing

- Familiarity with industry software such as LendingPad, Floify, and Lender Price (not required)

- Excellent communication and interpersonal skills to build rapport with clients

- Ability to analyze client's credit profile and make informed lending decisions

- Detail-oriented with strong organizational skills to manage multiple loan applications simultaneously

- Proficient in negotiating terms and conditions of loans within established guidelines

- Knowledge of federal regulations, including TILA (Truth in Lending Act) requirements

- Experience with Conventional, FHA, VA, and USDA guidelines

Note: This job description is not exhaustive and may be subject to change or modification at any time.

While this is a remote position, we are ideally looking for someone located in the Richmond, VA area or surrounding counties (Hanover, Chesterfield, Henrico).

This is currently a 100% commission role, but we aim to quickly add a base salary once the candidate's sales are established.

United Financial Mortgage, LLC is an equal-opportunity employer.

Job Type: Full-time

Salary: $50,000.00 - $100,000.00 per year

Benefits:

• Flexible schedule

Schedule:

• 8-hour shift
• Monday to Friday

Work setting:

• Remote

Supplemental pay types:

• Bonus opportunities
• Commission pay

Education:

• Bachelor's (Preferred)

Experience:

• Mortgage Loan Officer: 1 year (Preferred)

Language:

• English (Required)

License/Certification:

• MLO License in the state of Virginia (Preferred)

Shift availability:

• Day Shift (Preferred)

Willingness to travel:

• 25% (Preferred)

Work Location: Remote