Mortgage Loan Officer

Job Description

Job Description

United Trust Bank is committed to taking care of our customers financial needs and providing solutions that are tailored to those needs. We are devoted to exceptional service helping our neighbors, local community, and those nationwide. UTB has a wonderful opportunity for highly motivated and skilled individuals to join our mortgage team. Additional information about United Trust Bank may be found at https : / / www.utbhome.com /

We are growing our Apollo Beach, FL location and have an immediate need for a Mortgage Loan Officer. This is not a remote position .

What’s in it for you?

Competitive compensation package with industry leading commission rates

Unlimited income potential, no cap on commission - 6 Figure Earning Potential - hourly plus commission

Ability to lend in all 50 states without individual state licensing

Benefits include :

Medical, Dental, Vision, Life, long and short-term disability insurance

401k Match

Responsibilities :

Engage in exploratory questioning regarding prospective borrower’s income and debts to match customer needs to a product - call center environment

Maintain knowledge of company products and pricing, including lock-in procedures and underwriting guidelines

Educate prospective borrower on the home buying and refinancing processes.

Ensure customer information is correct and verified in the loan package, submissions must be complete and accurate

Ensure timely follow-up to customers, processors, and lender requests

Ability to meet monthly / quarterly funding goals as agreed upon

Assist borrower in understanding and clearing credit problems, along with expectations throughout the process

Have all files to the processor within 24 hours

Must comply with the Bank’s BSA / AML and OFAC Compliance and Consumer Compliance policies and procedures relevant to responsibilities

Qualifications :

Minimum two years of sales experience or mortgage loan origination

Excellent verbal and written communication skills

Ability to remain competitive in a fast-paced environment

Ability to work evenings and / or weekends as necessary

Detail oriented

Team oriented attitude

Possess a strong desire to provide superior customer service

Education : High school diploma or equivalent

United Trust Bank is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will be considered for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status or marital status. We are an E-Verify employer.