What are the responsibilities and job description for the Underwriter (On-Site) position at Universal 1 Credit Union?
Universal 1 Credit Union (U1) is a not-for-profit financial institution that exists to create personal, community and financial wellbeing. Our way of life is centered on being Trustworthy, Friendly, and Reliable.
U1 Purpose : Working together on your journey to financial empowerment.
U1 Mission : Where U Come 1st!
U1 Vision : Beyond What You Expect
POSITION PURPOSE
Responsible for evaluating and analyzing loan applications to assess creditworthiness and risk. This role involves reviewing financial documents, verifying applicant information, and making informed decisions on loan approvals or denials based on established guidelines and policies. Your goal will be to provide excellent member service while meeting the company's underwriting guidelines and compliance standards. Is aligned with and promotes U1 values.
The ideal candidate will possess strong analytical skills, a thorough understanding of lending regulations, and a commitment to providing excellent member service.
QUALIFICATIONS
Education / Certification :
- High School Diploma or equivalent is required.
- Required to attain and / or maintain NMLS certification.
- Associate degree in related field or equivalent experience is preferred.
Experience Required :
Knowledge / Skills / Abilities :
