What are the responsibilities and job description for the Chief Credit Risk Officer - Business Banking position at Us Bank?
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
U.S. Bank Business Banking provides a range of products and services to clients throughout the country, generally focusing on clients with annual sales up to $25 Million.
Business Banking Credit Services, led by the Chief Credit Officer of Business Banking, collaborates with various stakeholders across the Small Business and Business Banking segments to achieve operational excellence in key areas such as underwriting, approvals, bookings, servicing, and portfolio risk management.
The Chief Credit Officer oversees credit functions that enhance the client experience by leveraging the human and digital connection. They provide strategic guidance to senior management and the business line, develop and strengthen an effective management structure, and manage multiple credit delivery channels, including Conventional, SBA, Healthcare, Agriculture, and Small Business. Additionally, they implement and maintain cost-effective programs to optimize operational efficiency and serve as a liaison to various internal and external groups, including other Business Lines, Credit Risk Management, Credit Risk Review, the OCC, and others.
MINIMUM QUALIFICATIONS
- Bachelor's or Master's degree, or equivalent work experience
- 15 or more years of relevant experience
- 10 or more years of management experience
PREFERRED QUALIFICATIONS
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants
Benefits :
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and / or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.
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Salary : $25
