What are the responsibilities and job description for the Mortgage Loan Originator (Loan Officer) position at US Mortgage Corporation?
Job Description
Job Overview
We are seeking a motivated and detail-oriented Mortgage Loan Originator all across New Hampshire to join our dynamic team. In this referral-based position, you will be responsible for guiding clients through the mortgage application process, ensuring compliance with mortgage regulations, and providing exceptional customer service. The ideal candidate will possess strong sales skills, a solid understanding of mortgage servicing, and the ability to work effectively with various accounting software.
Responsibilities
Job Overview
We are seeking a motivated and detail-oriented Mortgage Loan Originator all across New Hampshire to join our dynamic team. In this referral-based position, you will be responsible for guiding clients through the mortgage application process, ensuring compliance with mortgage regulations, and providing exceptional customer service. The ideal candidate will possess strong sales skills, a solid understanding of mortgage servicing, and the ability to work effectively with various accounting software.
Responsibilities
- Develop and maintain relationships with clients to understand their mortgage needs and provide tailored solutions.
- Assist clients in completing loan applications and gather necessary documentation for underwriting.
- Evaluate applicants' financial information to determine eligibility for loans.
- Ensure compliance with Fair Housing regulations throughout the loan origination process.
- Utilize accounting software and other tools to manage loan processing efficiently.
- Maintain accurate records of all transactions and client interactions.
- Stay informed about industry trends, changes in regulations, and new products to better serve clients.
- Collaborate with underwriters and other team members to ensure timely processing of loans.
- Provide ongoing support to clients throughout the mortgage servicing process.
- Proven experience as a Mortgage Loan Officer or in a similar sales role within the mortgage industry.
- Deep knowledge of mortgage loan products, regulations, and the home loan process.
- Excellent communication, negotiation, and interpersonal skills.
- Self-motivated with a strong drive to build a referral-based business.
- Ability to establish and maintain relationships with a diverse range of professionals and clients.
- Active NMLS license required (or the ability to obtain one).
- Strong organizational skills and attention to detail.
