What are the responsibilities and job description for the Mortgage Loan Originator position at USE Federal Credit Union?
Job Summary
As a MLO, you will promote the sale of USE Federal Credit Union mortgage loans through internal and outside sales leads (i.e. realtors, builders, etc.) The MLO is encouraged to use all resources at his/her disposal to generate as many leads as possible.
Essential Duties and Responsibilities as an MLO
- Responsible for the upfront consultation with member(s),
- Completing initial application, obtaining an approval, locking appropriate rate,
- Obtaining supporting documents such as paystubs, bank statements and collecting any upfront fees and mailing all early disclosures,
- Ensuring compliance with early disclosures, making sure process is complete within regulatory guidelines,
- Working with mortgage loan processors to ensure documents and communications are handled efficiently,
- Ensuring quick and accurate communications between members and other interested parties informed as to the progress of given transactions.
Skills/ Qualifications
- High School Diploma or equivalent.
- Administrative writing skills, Microsoft Office, organizational skills, verbal and written communication skills.
- 3 years as a Mortgage Loan Originator
Physical Demands
Sedentary - Exerts up to 10 lbs. of force occasionally and/or may have to lift, carry, push, pull, or otherwise move objects up to 10lbs. Involves sitting most of the time, but may involve walking or standing for brief periods of time.
Hearing- Ability to receive detailed information through oral communication
Computing- May perform some basic arithmetic
Analyzing - Examining and evaluating data. Presenting alternative actions in relation to the evaluation is frequently involved.
Talking - Expressing or exchanging ideas by means of the spoken word. Talking is important for those activities in which workers must impart oral information to clients or to the public, and in those activities in which they must convey detailed or important spoken instructions to other workers accurately, loudly, or quickly.
Environmental Conditions and Physical Surroundings-Normal conditions compliant with regular office work.
Interpersonal Skills/Behaviors-Dealing with individuals with a range of moods and behaviors in a tactful, congenial, personal manner so as not to alienate or antagonize them
Base pay plus commission
Job Type: Full-time
Benefits:
- 401(k) 5% Match
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Education:
- High school or equivalent (Required)
Experience:
- Fair Housing regulations: 3 years (Required)
- Loan origination: 3 years (Required)
- Sales: 3 years (Preferred)
- Mortgage Lending: 3 years (Required)
Work Location: In person
