What are the responsibilities and job description for the Employment Practices Claims Examiner position at USLI?
Key Responsibilities:
- Coverage Assessment: Review the first notice of loss and policy details to confirm coverage; draft disclaimers and reservation of rights letters as needed.
- Comprehensive Investigations: Conduct in-depth investigations, including liability and damages assessments, witness interviews, scene inspections, and evidence collection.
- Independent Adjuster Coordination: Engage and direct independent adjusters, ensuring thorough and effective claim investigations.
- Liability Evaluation: Apply statutory and case law to assess liability exposure and ensure equitable contribution from joint tortfeasors.
- Reserve Management: Maintain accurate reserves that reflect the evolving liability and damages associated with each claim.
- Claim Resolution: Manage claim files proactively, negotiate settlements with claimants or attorneys, oversee defense counsel, and ensure efficient litigation handling.
- Reporting & Documentation: Prepare detailed reserve authority requests, reinsurance reports, serious loss reports, and coverage position letters.
- Cross-Functional Collaboration: Work closely with underwriting, compliance, and actuarial teams to support product integrity and risk management.
What You’ll Bring:
- Analytical Thinking: Strong problem-solving skills with the ability to evaluate complex liability and damage assessments.
- Effective Communication: Excellent written and verbal communication skills to interact with stakeholders and provide clear legal analysis.
- Negotiation & Decision-Making: Assertive decision-making abilities, with strong negotiation and conflict resolution skills.
- Organizational Excellence: Ability to manage multiple cases effectively while maintaining accuracy and efficiency.
- Technical Expertise: Strong understanding of insurance coverage, negligence law, and claims evaluation processes.
Qualifications:
- Experience:
- 2 years of relevant experience for Associate Claims Examiner
- 7 years of relevant experience for Claims Examiner
- Background in claims examination, adjusting, legal services (paralegal, attorney), or a related field.
- Specialized expertise in Employment Practices Liability, Directors & Officers (D&O), and Errors & Omissions (E&O) claims is highly preferred.
- Additional qualifications such as multi-jurisdictional knowledge, advanced degrees, or a JD are a plus.
Passion and drive can be just as important as experience. If you’re excited about this opportunity, we’d love to hear from you!
Position affords 5 days per month to work remotely
Job Type: Full-time
Expected hours: 35 per week
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Referral program
- Vision insurance
Schedule:
- Monday to Friday
Work Location: In person
