Demo

Card Services Specialist

Utilities Employees Credit Union
Reading, PA Full Time
POSTED ON 2/18/2025
AVAILABLE BEFORE 5/15/2025

Job Description

Job Description

Utilities Employees Credit Union (UECU) located in Wyomissing, Pennsylvania, with over $1.4 billion in assets, is looking to hire a Card Services Specialist to join their team.

Position Summary

This position is responsible for daily completion of card settlement and tasks required to assure efficient service to Credit Union debit and credit cardholders and assisting the Card Services Manager in the performance of their duties. The individual is familiar with all applicable rules, regulations, policies, and procedures related to Card Services functions, Symitar systems, and other software typically used in conjunction with Card Services activities. This position is also able to serve as back-up to all essential Card Services functions.

Required Skills / Abilities :

  • Strong attention to detail and the ability to effectively prioritize, multi-task, and follow through to resolution in a timely manner.
  • Strong analytical, problem-solving, and decision-making skills.
  • Ability to work independently as well as facilitate a team environment.
  • Ability to learn and apply new information and technical skills quickly.
  • Proficiency in Microsoft Word, Excel, and data entry and inquiry.
  • Proficient reading, writing, grammar, and organizational skills.
  • Ability to communicate effectively with members and staff at all levels, including active listening.
  • Thorough knowledge of card operation regulatory requirements and Credit Union operating policies and procedures.
  • Proficient in basic accounting skills.

Essential Duties and Responsibilities :

  • Accurately complete all card settlement and clear exception items daily.
  • Complete month-end reconciliation of chargebacks-in-process general ledger accounts.
  • Complete monthly review and clearing of Credit Balance Report items.
  • Investigate and respond to member inquiries, both written and verbal, concerning Regulation E and Regulation Z disputes to ensure proper resolution. Process disputes and adjustments through final resolution in accordance with appropriate federal, Visa®, and network regulations. Enter information into host system for dispute tracking.
  • Monitor dispute status reports weekly to ensure timely resolution by all staff.
  • Respond to member calls that require an in-depth level of knowledge and / or card system access.
  • Review fraud alerts and details within card processing and host system to determine the need to block a card and contact cardholder as appropriate.
  • Communicate within the business unit to quickly identify member service issues or fraud patterns and escalate to manager.
  • Complete file maintenance changes on card accounts within defined time frames in the card processing and the host systems.
  • Maintain a working knowledge of state, federal, Visa, and network regulations applicable to card services.
  • Download and review the Visa CAM's as they are received and follow procedure for appropriate storage.
  • Train others on associated job functions, when needed.
  • Continuous evaluation of workflow and make suggestions as needed on process and operational efficiencies.
  • Maintain knowledge of and comply with established operating policies and procedures to maintain adequate controls and to support the Credit Union's adherence to outside regulatory requirements.
  • Respond to inquiries from both internal and external members, within given timeframes and within established policy.
  • Responsible for ensuring that all responsibilities of this position are performed in compliance with provisions of the Bank Secrecy Act (BSA), USA PATRIOT Act, and all other applicable federal, state, and local laws and regulations.
  • Ensure that UECU's business standards are met by exemplifying the Credit Union's Vision, Purpose and Values toward co-workers, members, and our community.
  • Display conduct that reflects inclusion during work hours whether in the office, working remotely, or on company business
  • Responsible for adhering to the expectations set forth in the UECU Remote Work Policy, which can be found in the Employee Handbook.
  • Ensure job related procedures are current and accurate, including documentation of new procedures whether by other employees or by own actions.
  • Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
  • Education and Experience :

  • High school graduate with business courses desirable.
  • Minimum of three (3) years of experience in a financial institution.
  • Minimum of three (3) years of experience with Reg E or Reg Z dispute resolution.
  • Minimum of three (3) years of experience with basic accounting principles.
  • Work Environment and Physical Requirements :

    UECU values inclusion for all employees. We are committed to collaborating with employees to reasonably accommodate them in accordance with the Americans with Disabilities Act (ADA) and other applicable laws for disclosed physical or mental limitations of the employee to perform the essential functions of the position. This position functions in a professional office environment. This role routinely uses standard office equipment such as laptop, phone, and printer. Physical ability to perform job responsibilities requires prolonged sitting. The person in this position needs to occasionally move about the office building. This individual frequently communicates with co-workers, members, and / or visitors throughout the day, either in person, over the phone, or through email, and they must be able to exchange information, research, answer questions, and / or inform others on a regular basis.

    Our Credit Union follows a hybrid work structure where employees may be allowed to work remotely up to five days a week. Working a hybrid schedule is determined based on the position and needs of the business.

    Our Credit Union embraces a culture of empowerment, inclusion, and belonging by valuing the diverse qualities and contributions of employees and those we serve.

    Offers of employment are contingent upon passing pre-employment screenings which consist of drug test, background check, and credit check.

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