What are the responsibilities and job description for the Mortgage Loan Officer *200+BPS position at Valley Lending?
Join the Valley Lending Team
Now Hiring: Licensed Mortgage Loan Officers
Compensation: 200 BPS
About Valley Lending:
At Valley Lending, we are dedicated to empowering clients with tailored mortgage solutions for both home purchasing and refinancing. Our commitment to simplifying the mortgage process and providing exceptional service allows us to build lasting relationships with every client. With integrity and expertise, we aim to make homeownership and refinancing attainable, helping our clients meet their financial goals.
Position Overview:
We are actively seeking motivated, licensed Mortgage Loan Officers to join our expanding team. In this role, you will collaborate closely with clients to understand their unique mortgage needs, provide expert guidance, and manage the loan process from application to closing. The ability to foster strong client relationships and deliver exceptional service is crucial to success in this role.
Key Responsibilities:
- Client Relationship Management: Build and maintain relationships with clients, real estate agents, and other industry professionals.
- Mortgage Advising: Assess clients’ financial situations and recommend suitable mortgage solutions.
- Loan Application Oversight: Guide clients through the loan application process, ensuring documentation is accurate and complete.
- Loan Negotiations: Negotiate loan terms and conditions with both clients and underwriters.
- Industry Awareness: Stay informed on market trends, regulatory updates, and industry changes.
- Customer Service Excellence: Provide top-tier support throughout the loan process.
Qualifications:
- Valid Mortgage Loan Officer license in at least one of the following states: Michigan, Virginia, Florida, Texas, Ohio, Alabama.
- Proven experience as a Mortgage Loan Officer.
- Strong understanding of mortgage products, loan processing, and underwriting procedures.
- Exceptional communication skills.
- Ability to work independently and manage multiple tasks effectively.
- Proficiency in mortgage software and technology tools.
- Strong attention to detail and problem-solving capabilities.
What Valley Lending Offers Our Loan Officers:
- Competitive Compensation: High commission structure, ensuring top earnings for dedicated MLOs.
- Comprehensive Product Suite: Access to a broad range of mortgage products, including those offered by over 30 top lenders.
- Team Support: Work with a team of mortgage processors who handle documentation, verifications, title work, and client follow-ups, allowing you to focus on closing deals.
- Free Client Services: Free credit pulls through our preferred lender and free credit repair services to help ensure deals close smoothly.
- Marketing and Systems Support: Receive full marketing support (social media, flyers, direct mail, networking events) and robust CRM and system resources.
- Referral Program: Earn 10 BPS for every loan closed by a referred loan originator while both MLOs are employed by Valley Lending.
Unique Products We Offer:
- 1% Down Loans
- USDA Loans
- DSCR Loans
- Bank Statement Loans
- Conventional Mortgages
- Flex Term Mortgages
- FHA Loans (including 203(K) renovation)
- VA Loans
- Temporary Rate Buydowns
- 500 FICO Purchase Loans
- New Construction Loans
- HELOC
- Cashout Refinance
Why Valley Lending?
At Valley Lending, we provide you with the tools, resources, and support to close more deals, win more clients, and take your career to the next level. Say goodbye to losing deals due to rates or credit score restrictions and experience a high level of service with underwriters and processors who are dedicated to your success.
Valley Lending is an Equal Opportunity Employer.
We celebrate diversity and are committed to fostering an inclusive environment for all employees.
Ready to take your mortgage career to new heights? Apply now to join the Valley Lending team!
Job Types: Full-time, Part-time
Pay: $100,000.00 - $500,000.00 per year
Benefits:
- Flexible schedule
- Opportunities for advancement
- Referral program
- Work from home
Application Question(s):
- MUST HAVE VALID NMLS
Location:
- Mobile, AL (Required)
Work Location: Remote
Salary : $100,000 - $500,000
