What are the responsibilities and job description for the Credit and Risk Analyst position at VANTAGE CARD SERVICES INC?
About Inhabit
Inhabit operates a unique collective of tech-forward companies serving the residential, commercial, and short-term rental industries. Our team members deliver best-in-class software solutions and services while fostering innovation and collaboration with business leaders and industry experts. Inhabit believes that property managers are central to the success of the residential and short-term rental markets and delivers products built to empower them, their investors, and communities. Come help build the company you want to Inhabit. To learn more, visit inhabit.com.
Job Description Summary
As a Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account reviews and report findings to management. This role will focus on ensuring compliance, preventing risk and mitigate losses for the company.
What Youll Do (Functions & Responsibilities)
- Verify and assess merchant application information, underwrite and preform KYC to approve and decline applications.
- Monitor transactions daily, identify, and report suspicious and fraudulent activity.
- Communicate effectively (written and verbally) with intercompany teams, merchants, sales agents, and partners to aid in risk mitigation.
- Complete compliance reviews for new and existing clients.
- Prepare detailed reports for management based upon risk assessment.
- Aid in training partners and internal teams on risk management best practices.
- Collaborate with a team or as an individual to identify opportunities of continuous improvement for processes and tools in place for underwriting, risk management and operational functions.
What Were Looking For (Minimum qualifications)
- 2-3 years experience in FinTech, Payment processing or Risk Management.
- Experience in the payments industry and awareness of current trends.
- Transaction Risk Monitoring experience
- Knowledge of and experience working with a mix of electronic payment types.
- Proficiency in reading and analyzing credit reports and financial documents.
- Excellent customer service skills.
- Strong technical skills including Excel, Asana CRM solutions, banking software, ticketing systems.
- Demonstrate integrity, good judgment, and strong decision-making abilities.
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Experience in one or more of the following:
- Payments industry
- Underwriting or risk management
- Collections
Education Requirements
- Bachelors Degree preferred or equivalent work experience
Type
- Full Time, Salaried, Exempt
Location
- Woodstock, GA (Hybrid)
Benefits Include
- Competitive Pay
- Health Insurance: Medical, Dental, Vision and Prescription Plans
- Health Savings Accounts
- Flexible Spending Account
- Dependent Flexible Spending Account
- Critical Illness
- Accident
- Retirement Savings Plan (401K) with discretionary company match
- Short and Long Term Disability
- Company Paid $25,000.00 life insurance
- Supplemental Life and AD&D Insurance
- Employee Assistance Program
- Paid Holidays
- Paid Vacation
- Paid Volunteer Time
- Inhabit Employee Discount Programs
Our Company is an Equal Opportunity Employer and complies with all federal, state, and local laws, including providing reasonable accommodations to applicants.
Salary : $25,000
