What are the responsibilities and job description for the Mortgage Loan Originator position at Veritex Community Bank?
Job Summary:
The Mortgage Loan Originator will be responsible for soliciting residential loan applications by traveling throughout the franchise; meet with customers; take complete applications and gather all documentation and information required for loan program. Work with lender and other employees to encourage referrals.
Responsibilities and Duties:
- Meet with customers, identify their needs and take residential loan applications by traveling throughout the region.
- Originate loans: solicit business from real estate agents, bank branch offices, builders and others who can refer residential loan customers.
- Provide all compliance disclosures required at application.
- Monitor the processing of customer's loans through the closing process; work with loan processor to coordinate the collection of all information necessary to ensure completeness of loan files.
- Cross-sell Veritex Bank's other products and services to customers.
- Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC)
- Integrity, discretion, and respect for confidential information are absolutely essential.
- Attend work on a regular basis, on time, and withstand varying degrees of stress.
Job Skills and Qualifications:
- High school graduate or equivalent required.
- One plus year's mortgage loan origination experience; or two or more years real estate lending experience.
- Proven sales skills, existing customer portfolio and/or strong knowledge of the local market.
- Knowledge of loan products, compliance requirements, and underwriting guidelines, with the ability to analyze credit statements.
- Excellent communication skills needed to sell services to customers using strong customer relations and interpersonal skills.
- Ability to perform complex assignments requiring strong judgment and analytical ability.
- Able to prioritize duties and effectively manage time.
- Analytical and problem-solving skills.
- Able to make decisions independently.
- Effective written communication skills.
- Able to work in a team environment.
Company Overview:
Truth in Texas Banking. That's what we're about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune's 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we've built a bank forever rooted in truth, transparency, and uncompromising integrity.
We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to "Be Your True Self." Our "True You" culture is made up of five pillars:
- Be Mindful
- Be Healthy
- Be Better
- Be Prosperous
- Be Faithful
With this as our foundation, we've built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect. Visit our website at www.VeritexBank.com and come see how we're bringing truth and transparency to Texas banking.
Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies. Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement. In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank.
If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at Recruiting@VeritexBank.com.
Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds. The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl. The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.
This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer. Veritex Community Bank Corporate Human Resources, Dallas, Texas.
We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances. The information collected by this application is solely to determine suitability for employment, verify identity and maintain employment statistics on applicants.
Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company. Please inform the Company's personnel representative if you need assistance completing any forms or to otherwise participate in the application process.
- Pay Type Salary
- Dallas, TX, USA
- Houston, TX, USA
