What are the responsibilities and job description for the Mortgage Loan Originator position at Veritex Team?
Job Summary:
The Mortgage Loan Originator will be responsible for soliciting residential loan applications by traveling throughout the franchise; meet with customers; take complete applications and gather all documentation and information required for loan program. Work with lender and other employees to encourage referrals.
Responsibilities and Duties:
Meet with customers, identify their needs and take residential loan applications by traveling throughout the region.
Originate loans: solicit business from real estate agents, bank branch offices, builders and others who can refer residential loan customers.
Provide all compliance disclosures required at application.
Monitor the processing of customer's loans through the closing process; work with loan processor to coordinate the collection of all information necessary to ensure completeness of loan files.
Cross-sell Veritex Bank's other products and services to customers.
Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC)
Integrity, discretion, and respect for confidential information are absolutely essential.
Attend work on a regular basis, on time, and withstand varying degrees of stress.
Job Skills and Qualifications:
High school graduate or equivalent required.
One plus year’s mortgage loan origination experience; or two or more years real estate lending experience.
Proven sales skills, existing customer portfolio and/or strong knowledge of the local market.
Knowledge of loan products, compliance requirements, and underwriting guidelines, with the ability to analyze credit statements.
Excellent communication skills needed to sell services to customers using strong customer relations and interpersonal skills.
Ability to perform complex assignments requiring strong judgment and analytical ability.
Able to prioritize duties and effectively manage time.
Analytical and problem-solving skills.
Able to make decisions independently.
Effective written communication skills.
Able to work in a team environment.
