What are the responsibilities and job description for the Senior Commercial Relationship Manager position at Veritex Team?
Job Summary:
This banking professional manages client and prospect relationships within the Commercial Banking Group and assists in growing the bank’s revenue as directed by senior management by successfully prospecting for new business and retaining and expanding existing customer relationships. The Commercial Relationship Manager III focuses on delivery of credit and a broad range of product and service solutions. They will approve loans within assigned limits, manages loan and portfolio credit quality, sources prospects and develop new customer relationships.
Responsibilities and Duties:
Identifies, prioritizes, and develops relationship strategy for high-value retention, expansion clients and acquisition targets
Delivers knowledgeable advice and solutions, institutionalizes client relationships, and optimizes revenue opportunities to the Commercial Bank at Veritex
Isolates current and emerging client needs and proactively introduces solutions
Works with relevant business partners in team-based portfolio development and expertise delivery
Plans and executes quality client/prospect calls
Manages transaction processes from initial engagement through final close, including structure, pricing, internal approval / compliance processes and documentation
Exercises credit acumen and pricing discipline
Job Skills and Qualifications:
5 or more years of commercial lending experience
Strong relationship management and business development/sales skills
Well-developed analytical and problem-solving skills
Considerable knowledge of credit and credit quality
Thorough knowledge of bank products and services
Ability to work effectively with individuals and groups in managing customer relationships
Excellent presentation, verbal and written communication skills
Strong negotiation and oral and written communication skills
Positive reputation and network of industry contacts