Vice President, Credit Review

Job Title: Vice President, Credit Review (Examiner-In-Charge)

Location: This is a Hybrid Role that can be based out of New York City, Los Angeles or Tampa.

About the Role:

Vibe Talent is partnering with a leading financial institution to find an experienced Credit Examiner to join their team. In this role, you will conduct comprehensive assessments of enterprise-wide risk management practices, evaluate the quality of risk assets, and ensure the effectiveness of credit, trading, and concentration risk controls. If you thrive in a complex and dynamic environment, this position offers a rewarding opportunity to make a meaningful impact on an organization’s risk management strategies.

Key Responsibilities:

Risk Monitoring and Evaluation:

• Monitor risk asset portfolios to identify deterioration or negative trends and ensure compliance with policies and regulations.
• Prepare Risk Profile & Monitoring Plans, highlighting key risk factors and resource allocation strategies.

Credit Analysis and Process Evaluation:

• Analyze individual credits and relationships for quality, adherence to approval conditions, and risk grading accuracy.
• Evaluate the effectiveness of credit risk process controls, analyzing credit files, financial documents, and industry trends to identify portfolio risks.

Data and Trend Analysis:

• Assess MIS data to identify adverse trends and evaluate leading and lagging performance indicators.

Examination Leadership:

• Serve as Examiner-In-Charge (EIC) for complex portfolios, coordinating on-site activities and ensuring quality control of transactional reviews.
• Prepare and deliver concise examination reports to senior management, highlighting significant issues and providing actionable feedback.

Technical Guidance and Reporting:

• Provide technical guidance to business units on credit policies and control procedures.
• Write detailed, clear reports for senior management, supporting risk management strategies and outcomes.

Leadership and Mentorship:

• Offer leadership, training, and guidance to junior examiners, fostering team development and knowledge sharing.

Preferred Qualifications:

• Experience: 15 years of relevant experience in lending or examination, with expertise in commercial real estate and commercial lending.
• Industry Knowledge: Broad familiarity with sectors like Oil & Gas, Project Finance, Power & Utilities, Asset-Based Lending, Leasing, and Structured Finance across U.S., Canada, Latin America, and Asia.
• Skills: Strong understanding of credit processes, risk management techniques, corporate finance concepts, and portfolio trend analysis.
• Education: Bachelor's or Master’s degree in Business or a related field.
• Communication: Exceptional leadership, oral, and written communication skills, including the ability to convey sensitive issues to senior management effectively.

Why Join Us?

This is a high-impact role where your expertise will directly shape the organization's approach to managing credit and financial risks. It offers a collaborative, professional environment with opportunities for career advancement and leadership development.

Ready to take your career to the next level? Apply now to join a team that values excellence in risk management!