What are the responsibilities and job description for the Credit Reporting Agent position at Village Capital & Investment LLC?
Job Title: Credit reporting agent Location: Nevada office Job Type: Full time Company: Village Capital & Investment LLC
Introduction
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!
Introduction
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities
- Credit Dispute Resolution: Receive, investigate, and resolve disputes related to credit reporting inaccuracies for borrowers, including issues with loan balances, payment histories and late payments.
- Data Validation: Review borrower records, loan details, and payment histories to validate dispute claims and ensure accurate data reporting.
- Timely Resolution: Ensure disputes are resolved within the required regulatory timelines and provide clear documentation of actions taken.
- Compliance: Adhere to industry regulations, including the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and other mortgage-related guidelines to ensure all dispute resolutions are legally compliant.
- Proven experience with problem-solving skills and attention to detail
- Strong communication and interpersonal skills
- Ability to work independently and as part of a team
- Proficiency in Windows and Encompass (Encompass preferred)
- Strong problem-solving skills and attention to detail
- Experience in mortgage servicing
- Time Management: Ability to prioritize and manage multiple disputes or cases concurrently, ensuring they are resolved within the required timeframes
- Problem-Solving Abilities: Proficient in investigating and resolving complex credit disputes, identifying the root cause of discrepancies, and finding suitable solutions.
- Mortgage Servicing Software: Experience with mortgage servicing platforms like Black Knight, or similar.
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!