Credit Risk Senior Manager - Wholesale Credit Risk

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Learn more about the career areas and lines of business at wellsfargojobs.com .

About This Role

Wells Fargo is seeking a Credit Risk Senior Manager with extensive commercial lending experience, and a proven track record of successful collaboration, to lead a team of business policy managers ensuring proper alignment with WHSL Credit Policy.

In This Role, You Will

• Collaborate and enable a constructive environment to support the WHSL Credit Policy Rationalization effort.
• Lead a team of Business Policy Managers covering the Corporate & Investment Banking, Commercial Banking, and Wealth & Investment Management businesses.
• Provide appropriate support to Business Policy Managers who are outside of the WHSL Credit Policy Office.
• Ensure businesses properly align to WHSL Credit Policies, within the required timeframes.
• Ensure best practices are leveraged across the businesses.
• Determine appropriate recommendations for business policy variances, exceptions, and violations.
• Engage and influence stakeholders, internal partners, and peers associated with the WHSL Credit Policy Rationalization effort.
• Identify and recommend opportunities for process improvement and risk control development to drive the company credit culture, desire, and business performance.
• Interact with internal and external customers.
• Develop and guide a culture of talent development to meet business objectives and strategy.
• Ensure conformity with company / regulatory policies and procedures.
  
  

Required Qualifications

• 6 years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• 3 years of management experience.
  
  

Desired Qualifications

• Extensive commercial credit experience across a broad spectrum of lending products, collateral types, and business segments.
• 4 years experience in lending, with delegated credit approval authority (DCAA).
• Demonstrated strength delivering effective solutions from concept to execution at scale in a cross line of business or enterprise environment.
• Demonstrated ability to translate complex, technical concepts so that they are clearly understood in support of sound decisions to meet business objectives.
• Ability to build relationships with multiple stakeholder groups including line of business, operations, technology, and external service providers.
• Strong analytical and problem-solving skills.
• Experience working in a horizontal environment, including non-US partners.
• Knowledge and understanding of credit: policy, compliance, and underwriting requirements.
• Knowledge and understanding of loan portfolio management.
• Knowledge of nCino platform is a plus.
• A BS/BA degree or higher ; MBA, MS or MA preferred.
  
  

Posting Locations:

• 401 S Tryon St, Charlotte, NC
• 600 S 4th St, Minneapolis, MN
• 800 S Jordan Creek Pkwy, West Des Moines, IA
• 1150 W Washington St, Tempe, AZ
• 250 E John Carpenter Frwy, Irving, TX
  
  

Job Expectations:

• Ability to work at one of the approved locations in the job posting.
• This position offers a hybrid work schedule.
  
  

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$144,400.00 - $300,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement
  
  

Posting End Date:

16 Mar 2025

• Job posting may come down early due to volume of applicants.
  
  

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants With Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment And Hiring Requirements

• Third-Party recordings are prohibited unless authorized by Wells Fargo.
• Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
  
  

Reference Number

R-436081-2