Lead Risk Analytics Consultant / Credit Risk

Wells Fargo is seeking a Lead Risk Analytics Consultant to join the Consumer Data Management team within the Credit Risk Intelligence & Transformation (CRIT) group - a unit within Corporate Credit Risk.

Credit Risk Intelligence & Transformation is responsible for aggregating credit risk exposure across the company to aid in many use cases including – Regulatory Reporting, Management Reporting, and analytics. 

Credit Risk establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk.

Corporate Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology.

Job Description:

The mission of Credit Risk Information and Technology (CRIT) is to provide and maintain an enterprise-wide integrated view of credit data to support our independent risk management function. We proactively review and question data outputs, and provide credible challenge about affiliated processes, procedures, and controls. In addition, we provide vital subject matter expertise about Wells Fargo credit data—including objective analysis of risk attributes, trends, and reporting—for management, regulators, and the Board.

This position will be responsible for external reporting requirements and ensuring fully documented work products and processes. Your leadership skills are essential to managing deadlines, compliance with regulatory requirements, and continued enhancement of credit risk reporting.  Strong partnership skills are needed to foster and facilitate relationships with colleagues across multiple locations to provide an integrated and comprehensive picture of the bank’s credit risk.

In this role, you will:

• Lead complex initiatives related to business analysis and data profiling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics.

• Make decisions in complex product strategies and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives.

• Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common goals.

• Lead projects, teams, and mentor.

• Leverage analytical tools (TM1, SQL, Teradata, SAS etc…) to profile and analyze data.

• Problem solve using data and business knowledge

• Analyze the impact of changes to the underlying data or business strategy.

• Document and work on enhancement of business processes and controls that are impactful to managing the accuracy of our data.

• Review work of others and provide value-added feedback.

Required Qualifications:

• 5 years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

• 5 years of SQL/SAS programming experience.

Desired Qualifications:

• Strong technical/data skills, including strong SQL skills and familiarity working with large relational databases.

• Knowledge and experience with Alteryx.

• Experience with commercial or consumer lending and data environments.

• Experience with Agile and SDLC work environments.

• Strong analytical and problem-solving skills with high attention to detail and with sound business judgment; ability to interpret analytical problems and create efficient data driven solutions.

• Result orientated to deliver, self-motivated to learn and to influence. Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

• Excellent verbal, written, and interpersonal communication skills.

• Intermediate Microsoft Office (Word, Excel, Outlook, PowerPoint, and Access) skills.

• Ability to work and influence successfully within a matrix environment by establishing and maintaining effective working relationships with all levels of the organization.

Locations:

• 401 S. Tryon Street – Charlotte, North Carolina

• 600 S. 4th Street – Minneapolis, Minnesota

• 1150 W. Washington Street – Tempe, Arizona

• 800 S. Jordan Creek Parkway – West Des Moines, Iowa

• 1445 Ross Ave – Dallas, Texas

Job Expectations:

• Ability to work at one of the approved locations in the job posting.

• This position is not eligible for Visa sponsorship.

• This position offers a hybrid schedule.

*Job posting may come down early due to volume of applicants.

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.