Senior Compliance Specialist - Marketing Compliance Team

About This Role

Wells Fargo is seeking a Senior Compliance Specialist in Corporate Risk, as part of the Consumer Lending Marketing Compliance Team. The Marketing Line of Business Aligned Compliance (BACO) team within Consumer Lending Compliance is responsible for providing compliance support and oversight for Consumer Lending aspects of Marketing and Advertising. The goal of the Marketing Compliance team is to ensure that the business understands the laws, regulations, rules and policies inherent in its business and have established controls to promote compliance. This position will be responsible for supporting Marketing Business Groups and Enterprise Functions, including enhancing compliance management system programs, and policies across programs such as Risk and Control Self Assessments, Program Effectiveness, Compliance Training, Compliance Aggregated Risk Assessments, Enterprise Risk Identification & Assessments, Issues Management, Third Party Management, and Marketing Content Reviews. Learn more about the career areas and lines of business at wellsfargojobs.com .

In This Role, You Will

• Establish, implement, and maintain risk standards and programs to drive compliance with federal, state, agency, legal and regulatory and Corporate Policy requirements.
• Provide oversight and monitoring of risk-based compliance programs
• Be the primary detective control for regulatory compliance in marketing content as required by the Corporate Marketing and Advertising Policy.
• Review, analyze, and provide credible challenge in the approval of marketing and business materials such as marketing and advertising creatives, customer communications, scripting, targeting campaigns, disclosures, and other external and internal facing materials.
• Make measurable contributions towards reducing risks associated with external and internal facing promotional materials through accurate marketing and business material content reviews.
• Conduct reviews in a manner consistent with the Marketing and Advertising Policy, other related policies, and compliance risk priorities.
• Process the intake, completion, and documentation of marketing and business materials reviews submitted via email, Aprimo and other workflow tools.
• Assist in ensuring review requests are completed within required timeframes and in accordance with established procedures.
• Assist in managing marketing related disclosures in the Aprimo DAM Disclosure Repository; submit change requests to the Repository as needed and ensure the application of these disclosures to relevant marketing and business materials.
• Oversee the Front Line's execution and challenges appropriately on compliance related decisions
• Provide subject matter expertise with comprehensive knowledge of business and functional area
• Work with complex business units, rules, and regulations on moderate risk compliance matters
• Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
  
  

Required Qualifications, US:

• 4 years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  
  

Desired Qualifications:

• Experience in risk management and regulatory compliance
• Knowledge and understanding of lending policies, regulations, and compliance
• Active Certified Regulatory Compliance Manager (CRCM) designation
• Experience interpreting and applying state, federal, and agency legal and regulatory compliance requirements specific to Consumer lending including but not limited to Regulation Z, Regulation B, Fair Credit Reporting Act, UDAAP, and Fair Lending.
• Knowledge and understanding of all relevant laws and regulations, current regulatory guidance, and all enterprise policies and procedures relating to marketing and business materials for unsecured credit products including credit cards, co-brand cards, core benefits, rewards, personal loans, small business credit cards, and retail services products.

Job Expectations:

Locations:

• 401 S Tryon Street, Charlotte, NC 28202
• 250 E John Carpenter Frwy, Irving, TX 75062
• 600 S 4th Street, Minneapolis, MN 55415
• 800 S Jordan Creek Pkwy, West Des Moines, IA 50266
• This position offers a hybrid work schedule
• Required location(s) listed above. Relocation assistance is not available for this position.
• This position is not eligible for Visa sponsorship
  
  

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$84,000.00 - $149,400.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement
  
  

Posting End Date:

29 Mar 2025

• Job posting may come down early due to volume of applicants.
  
  

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants With Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment And Hiring Requirements

• Third-Party recordings are prohibited unless authorized by Wells Fargo.
• Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
  
  

Reference Number

R-446308-4