Wealth Management Banker UL (SAFE)

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

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About this role:

Wells Fargo is seeking a Wealth Management Banker (SAFE)...

Working at Wells Fargo | Jobs and Careers at Wells Fargo (wellsfargojobs.com)

In this role, you will:

• Manage and develop High Net Worth client relationships
• Utilize an integrated planning approach to recommend strategies that utilize Wells Fargo's individual and institutional capabilities to create, enhance, and maintain client wealth
• Utilize solid banking practices to strategize and advise clients on appropriate credit and deposit strategies and products and to manage credit portfolios
• Maintain effective risk management through routine education, sound risk and operational decision making, and adherence to policies or procedures
• Provide relationship management skills, credit skills, solid knowledge of traditional bank products and an understanding of treasury management services
• Deliver, construct, and implement custom and packaged credit and deposit strategies and solutions to clients
• Lead the credit process and is accountable for the client's end to end credit experience
• Offer or negotiate terms or taking an application for a dwelling secured transaction
• Advise clients on banking solutions to meet the client s overall financial objectives
• Deal with clients ethically and fairly, act in the best interest of the client, and avoids impermissible conflicts of interest
• This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Required Qualifications:

• 2 years of Wealth Management Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 2 years of experience in one or a combination of the following: Private Banking, Wealth Management, or Consumer Banking
• Successfully completed FINRA Series 7 and 66 exams to qualify for immediate registration
• Excellent sales and relationship management skills
• Strong credit skills
• Knowledge of traditional bank products and referral partnerships
• Insurance licenses for designated insurance lines, considering state law restrictions

Job Expectations:

• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (http://fedregistry.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
• Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. In addition state registration, specific product licenses or SAFE licensing may apply. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance.
• Ability to travel up to 25% of the time

• Client-facing wealth banking specialists work directly with clients in coordination with RM's
• Responsible for deepening and broadening relationships with HNW and UHNW clients to help grow WIM and Wells Fargo enterprise business
• Maintain strong communication and collaboration with RM's and other Specialists
• Wealth Management Bankers are located with RM's in-market
• Advise HNW and UHNW clients, RM's, and other Specialists on appropriate banking and credit solutions while considering client balance sheet, cash flow, and planning objectives
• Deliver full array of banking, treasury management, and consumer products and services to HNW and UHNW clients
• Work hand in hand with RM's in WIM Client Relationship Group to serve wealthy clients
• Manage, service, and grow assigned client relationships so that clients and RM's know their Wealth Management Banker
• Execute banking and consumer credit transactions
• Responsible for credit, operational, compliance, and regulatory risk adherence associated with all banking products and clients
• Provide banking product, service, and support to RM's when acquiring new clients
• Advise clients, RM's, and specialists on digital banking and enhanced service alternatives, for example, On Line Banking, The Private Bank service team, and Client Associate
• Educate clients, RM's, and Specialists on fraud prevention, such as one-time passcode, digital authentication, and electronic solutions
• Coordinate with RM's and other Specialists to soundly and proactively manage high-risk client relationships and products

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.