What are the responsibilities and job description for the Commercial Card Officer - Treasury Management position at WesBanco Bank, Inc.?
SUMMARY:
In this position, individual will be responsible for providing full-service banking to high-net-worth individuals.
QUALIFICATION REQUIRED:
Minimum of five years of private banking, retail, consumer and/or commercial lending experience, with an emphasis on sales and business development, as well as trust, wealth management and/or brokerage experience, required.
Bachelors’ degree in Business, Finance or Accounting is preferred
Formal credit training is preferred.
Ties to the area or knowledge of the local market, preferred.
Series 7 and 66 license is a plus.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Meets the credit and depository needs of high-net-worth customers.
Calls on current customers and prospects to develop new business by promoting bank services and products.
Cross-sells all other retail products as well as personal trust, investment management, investment products, financial and estate planning services.
Represents the bank in civic, community, and industry function to network and develop additional business.
Stays informed of current economic and market conditions and legislation that may affect customer relationships and department banking activities.
Assists less experienced staff with complex accounts and relationships (mentoring).
OTHER SKILLS AND REQUIREMENTS:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank’s policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers.
Strong relationship management and business development skills.
Excellent team player.
Working knowledge of commercial lending, consumer lending and retail services as it relates to loan policies, documentation, underwriting, and regulatory guidelines.
Working knowledge of account opening policies and procedures.
Understanding of regulatory guidelines.
Working knowledge of the loan application and loan approval process.
Working knowledge of credit analysis and lending functions.
Knowledge of financial ratios and business principles.
Knowledge of financial planning.
Familiarity with fiduciary principles and prudent investing concepts.
Basic knowledge of income, estate and gift tax principles.
Proficiency in Microsoft Office products including Word, Excel and Outlook.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Minimum of five years of private banking, retail, consumer and/or commercial lending experience, with an emphasis on sales and business development, as well as trust, wealth management and/or brokerage experience, required.
Bachelors’ degree in Business, Finance or Accounting is preferred
Formal credit training is preferred.
Ties to the area or knowledge of the local market, preferred.
Series 7 and 66 license is a plus.
Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled
In this position, individual will be responsible for providing full-service banking to high-net-worth individuals.
QUALIFICATION REQUIRED:
Minimum of five years of private banking, retail, consumer and/or commercial lending experience, with an emphasis on sales and business development, as well as trust, wealth management and/or brokerage experience, required.
Bachelors’ degree in Business, Finance or Accounting is preferred
Formal credit training is preferred.
Ties to the area or knowledge of the local market, preferred.
Series 7 and 66 license is a plus.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Meets the credit and depository needs of high-net-worth customers.
Calls on current customers and prospects to develop new business by promoting bank services and products.
Cross-sells all other retail products as well as personal trust, investment management, investment products, financial and estate planning services.
Represents the bank in civic, community, and industry function to network and develop additional business.
Stays informed of current economic and market conditions and legislation that may affect customer relationships and department banking activities.
Assists less experienced staff with complex accounts and relationships (mentoring).
OTHER SKILLS AND REQUIREMENTS:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank’s policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers.
Strong relationship management and business development skills.
Excellent team player.
Working knowledge of commercial lending, consumer lending and retail services as it relates to loan policies, documentation, underwriting, and regulatory guidelines.
Working knowledge of account opening policies and procedures.
Understanding of regulatory guidelines.
Working knowledge of the loan application and loan approval process.
Working knowledge of credit analysis and lending functions.
Knowledge of financial ratios and business principles.
Knowledge of financial planning.
Familiarity with fiduciary principles and prudent investing concepts.
Basic knowledge of income, estate and gift tax principles.
Proficiency in Microsoft Office products including Word, Excel and Outlook.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Minimum of five years of private banking, retail, consumer and/or commercial lending experience, with an emphasis on sales and business development, as well as trust, wealth management and/or brokerage experience, required.
Bachelors’ degree in Business, Finance or Accounting is preferred
Formal credit training is preferred.
Ties to the area or knowledge of the local market, preferred.
Series 7 and 66 license is a plus.
Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled
