Mortgage Loan Officer

Position Title: Mortgage Loan Officer

Who we are:

At West Community Credit Union, we believe in something bigger. Something that brings us all together. It’s the idea that we’re all connected, and that there’s a common good worth working for. We’re in the business of building relationships on trust, being honest with our members, and treating everyone fairly.

Our mission is, “To be our members’ lifelong financial partner by truly understanding their stories and delivering smart solutions.” These business practices go further than our members. They are embedded in our Mission, Vision, and Values. Our employees are our most important asset. Without a strong culture and dedicated employees, we would not be able to take such good care of our members. If you want to be a part of something bigger and make a real difference in the community you live in, come and join us!

Would you be a good fit for this position?

· Do you have experience in outside sales business development?

· Are you a highly motivated individual?

· Are you driven by sales and goals?

· Do you enjoy working remotely?

· Do you have an associate’s degree or equivalent work experience?

· Do you have good analytical and financial skills?

· Do you possess excellent communication and public relations abilities?

· Do you possess great attention to detail?

· Are you dedicated to building relationships and providing great service for our members?

· Do you portray a professional appearance, dress, and attitude?

· Are you skilled at time management?

· Are you able to learn new computer applications?

· Do you enjoy working independently?

· Are you registered under the National Mortgage Licensing System (NMLS) as a Mortgage Loan Officer (MLO)?

· Do you understand the foundation of determining credit worthiness?

· Do you possess knowledge of Credit Union loan policies, products, procedures, processing, and underwriting guidelines?

If you answered yes to the above questions, we invite you to apply!

How will you live out our mission?

The Mortgage Loan Officer (MLO) is responsible for proactively soliciting new mortgage business and selling West Community Credit Union products to meet loan quality and production goals. Supports West Community Credit Union strategic effort in growing the mortgage business through the origination of long-term real estate mortgage loans and delivering extraordinary service to members and potential members. Conducts initial pre-qualification interviews and prepares complete loan application packages with necessary documentation. Conveys policies for extension of credit in accordance with Credit Union and Secondary Market investor guidelines. Meets Mortgage Loan scheduling and documentation requirements, and production expectations as determined by the Vice President of Consumer and Mortgage Lending. Serves members, prospective members, builders, developers, and Realtors promptly and professionally. Performs duties in compliance with regulatory requirements including, but not limited to, the Bank Secrecy Act. Assists Mortgage Loan personnel as necessary.

What do we offer?

· Competitive compensation package

· Paid time off

· Medical, Dental, and Vision insurance

· 401(k) Matching

· Health Reimbursement Account

· Flex Spending Account

· Dependent Care Account

· Employee Assistance Program

· Life Insurance

· Accidental Death and Dismemberment Insurance

· Tuition Reimbursement

· Employee discounts

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Referral program
• Tuition reimbursement
• Vision insurance

Compensation Package:

• Commission pay

Schedule:

• Monday to Friday
• Weekends as needed

Work Location: Hybrid remote in St. Louis, MO 63119