Assistant Vice President, Commercial Underwriting - Juris Banking

Job Title: Assistant Vice President, Commercial Underwriting - Juris Banking Location: CA - San Diego, 450 B St What you'll do: Our Juris Banking team is seeking a Commercial Underwriter to be responsible for analyzing, structuring, underwriting and coordinating the closing of new loan requests and renewals for working capital lines of credit, term loans, formula-based lines of credit, and other Juris Banking lending products to law firms and related businesses. The Underwriter will work with the Relationship Manager to manage loans to ensure the credit risks are responsibly monitored and identified. This position’s key responsibilities are to review the loan structure, financial spreads, entity structures, collateral, market data and reports to understand inherent risks and prepare credit actions. The Underwriter is responsible for assuring compliance with all applicable state and federal banking regulations. Work closely with the Relationship Manager to develop new and or maintain existing client relationships while ensuring a timely credit process from start to finish. Along with the Relationship Manager, interface with clients in-person, over the phone and email to assess their credit needs and determine the best structure and items needed for analysis. Gather and analyze necessary information to present a financing request to senior management, credit officers, and/or Loan Committee for approval. Coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies; obtain sufficient information and/or documentation from customers; assist in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio. Reinforce superior customer service through your own example along with appropriate follow-through with involved customers and employees. Handle various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio. What you'll need: Bachelor’s Degree from a 4 year college or university degree, preferably in Finance or Accounting. Minimum 5 years commercial underwriting experience at a financial institution. Exceptional credit knowledge and underwriting skills in Commercial & Industrial lending. Advanced experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas. Strong portfolio management skills allowing for timely identification of credit concerns by bringing items of concern to the Relationship Managers attention; Outstanding presentation, verbal and written communication skills. Ability to work well with others in a collaborative team environment. Excellent ability to juggle multiple credit requests at once. Self-starter, entrepreneurial attitude and an upbeat positive outlook Compensation: Salary range for new hires is generally $131,000.00 - $156,258.00 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock. Benefits you’ll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation About Western Alliance Bancorporation With more than $80 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies. Through its primary subsidiary, Western Alliance Bank, Member FDIC, clients benefit from a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by industry experts who put customers first. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide. For more information, visit Western Alliance Bancorporation. For more information, visit Western Alliance Bank online. Terms & Notices Privacy Policy FDIC Insurance

Salary : $131,000 - $156,258