Consumer Lending Analyst

Discover the Westmark Difference!!

Are you looking for a career? Do you want to be valued as an individual on a team? Do you want to learn, grow, and make a difference in your community? Westmark offers outstanding stability, a variety of career opportunities and exceptional work/life balance.

• 60 % of our employees have been part of the Westmark family for 5 years.
• 71% of our employees who have been part of the Westmark family for one year or more have received at least one promotion.
• 85% of our managers were promoted from within the company.
• Westmark has been in business since 1954 and has recently grown to over $1.2 billion in assets, 15 branches, and over 70,000 members!

We also have some of the most impressive benefits in the industry:

• Paid Time Off (3 to 5 weeks per year, depending on tenure) PLUS 11 paid holidays.
• Excellent health insurance options for employees and family with shared premiums
• 401k with 75% company match and 2% profit sharing contribution
• Tuition Reimbursement and Scholarships
• Employee Assistance Program (Free counseling and legal services)

Position Summary: Under general direction is responsible for performing income tax analysis and accurate document preparation for HELOC, second mortgage, and short-term first mortgage requests. Works closely with Underwriters and Branch Lenders to communicate findings and recommendations.

Schedule: Approximately 40 hours within a Monday through Friday work week

Work Location: Idaho Falls or Boise

Remote/Hybrid: Remote/Hybrid eligible

Responsibilities:

• Assist members with loan questions through FSCC transfers and online chats.
• Prepare loan documents for Home Equity and Second Mortgages, ensuring compliance.
• Conduct income tax analysis for self-employed borrowers.
• Assist Underwriters in loan processing tasks as needed.
• Collaborate with team members to promote a Full Service Culture.
• Perform additional duties as directed by the VP of Consumer Lending.

Qualifications:

• Six months or more experience in lending at Westmark or equivalent experience at another financial institution.
• Bachelor’s Degree in business, finance, or accounting; or a combination of education and relevant experience.

Key Competencies:

• Exceptional analytical and problem-solving skills.
• Strong oral and written communication abilities.
• Advanced Excel proficiency for data management.
• Excellent organizational skills with attention to detail.
• Positive attitude and ability to work collaboratively

Physical Requirements:

• Ability to perform mathematical calculations relevant to lending functions.
• Manual Dexterity and hand-eye coordination for tasks such as typing and operating office equipment.
• Sitting for extended periods of time.
• Visual and auditory abilities to understand and communicate with the public.
• Repetitive motion using wrists, hands, and fingers.
• Occasionally lift and carry up to 15 lbs., if required for departmental tasks.

Westmark Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.