What are the responsibilities and job description for the Mortgage Underwriter position at Wildcat Lending, LLC?
Job Description
About the Company – Wildcat Lending is a premier private lender dedicated to empowering real estate investors across the United States. Headquartered in Plano, Texas, we leverage cutting-edge hard money lending solutions to provide fast, secure, and flexible asset-based financing. Our innovative approach enables investors to seize opportunities with confidence and scale their businesses efficiently. At Wildcat Lending, we foster a collaborative and growth-oriented environment where your expertise makes a real impact.
About the Role – As an Underwriting Associate at Wildcat Lending, you will play a key role in our commitment to sound lending practices and strategic growth. This position combines analytical acumen, market insight, and critical thinking, leveraging your expertise in credit assessment, market research, and risk management to drive well-informed lending decisions. You will collaborate with internal stakeholders and cross-functional teams, aligning loan deals with client needs and company objectives while ensuring the integrity of our lending practices.
Responsibilities
Applicants are evaluated on the basis of job qualifications—not race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital or domestic partner status, citizenship or any other status or characteristic covered by federal, state, or local law.
Company Description
Wildcat Lending is a hard money lender, which specializes in the financing of non-owner-occupied residential investment properties. We work quickly and efficiently to provide our Real Estate Investors with fast, cost-effective funding for their real estate investment needs. We strive to go above and beyond to provide a “wow” factor to each of our clients, on every single transaction. Our track record speaks for itself and we are proud to be one of the fastest growing lending companies in the country.
Wildcat Lending is a hard money lender, which specializes in the financing of non-owner-occupied residential investment properties. We work quickly and efficiently to provide our Real Estate Investors with fast, cost-effective funding for their real estate investment needs. We strive to go above and beyond to provide a “wow” factor to each of our clients, on every single transaction. Our track record speaks for itself and we are proud to be one of the fastest growing lending companies in the country.
About the Company – Wildcat Lending is a premier private lender dedicated to empowering real estate investors across the United States. Headquartered in Plano, Texas, we leverage cutting-edge hard money lending solutions to provide fast, secure, and flexible asset-based financing. Our innovative approach enables investors to seize opportunities with confidence and scale their businesses efficiently. At Wildcat Lending, we foster a collaborative and growth-oriented environment where your expertise makes a real impact.
About the Role – As an Underwriting Associate at Wildcat Lending, you will play a key role in our commitment to sound lending practices and strategic growth. This position combines analytical acumen, market insight, and critical thinking, leveraging your expertise in credit assessment, market research, and risk management to drive well-informed lending decisions. You will collaborate with internal stakeholders and cross-functional teams, aligning loan deals with client needs and company objectives while ensuring the integrity of our lending practices.
Responsibilities
- Credit & Risk Assessment – Evaluate loan applications, analyze financial statements, credit reports, and related documentation to assess creditworthiness and identify potential risks
- Due Diligence & Research – Conduct thorough research on borrowers, collateral, and real estate markets to ensure compliance with lending standards and provide insights into target markets and submarkets
- Property & Market Analysis – Perform detailed evaluations of residential and commercial properties, including pre- and post-renovation valuations, market comparisons, and growth potential assessments
- Deal Structuring & Strategic Recommendations – Collaborate with loan officers and senior credit team members to structure loan deals that meet borrower needs and align with company objectives, offering tailored loan solutions and advising on optimal structuring
- Stakeholder Communication & Collaboration – Maintain effective communication with internal teams to ensure a seamless underwriting process and professional customer experience
- Risk Mitigation & Compliance – Proactively identify and address risks, ensure adherence to company policies and regulatory requirements, and maintain a working knowledge of investor guidelines and industry best practices
- Process Improvement & Industry Awareness – Contribute to a collaborative work environment, support process enhancements, participate in strategic growth initiatives, and stay informed about market trends, regulatory changes, and data-driven analytics
- Exceptional attention to detail and the ability to multitask in a fast-paced environment
- Bachelor's degree preferred; equivalent combination of education and experience considered
- Experience in underwriting, preferably in hard money lending or a related industry
- Strong understanding of lending principles, policies, procedures, and regulations
- Technical proficiency with Microsoft Office products and underwriting software applications
- Excellent communication and interpersonal skills, with the ability to work effectively in a team environment
- Exceptional ethical judgment and unwavering integrity
- Ability to thrive in a fast-paced, metric-driven environment
- Strategic thinking with strong analytical capabilities
- Outstanding written and verbal communication skills
- Work well within a team environment and possess a collaborative spirit
- Solution-oriented approach to complex challenges
- Commitment to continuous improvement and professional growth
- Competitive Base Salary & Performance Incentives – Hard work and expertise will be recognized and rewarded
- Retirement Benefits – 401(k), Traditional and Roth – Plan for your future with confidence
- Health, Dental & Vision Benefits – Comprehensive coverage to keep you and your family protected
- Teladoc Access – Convenient, virtual healthcare anytime, anywhere
- Discount Programs – Stay active with savings on gym memberships, wellness programs, and everyday expenses
- Disability & Life Insurance – Peace of mind for you and your loved ones
- Generous Paid Time Off & Holidays – Recharge and enjoy work-life balance
- Parental Leave Benefits – Paid maternity, paternity, and adoption leave to support you in welcoming a new addition to your family
- Sick Leave – Take the time you need to rest and recover
- Professional Development Opportunities – We invest in your success with training, mentorship, and advancement opportunities
Applicants are evaluated on the basis of job qualifications—not race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital or domestic partner status, citizenship or any other status or characteristic covered by federal, state, or local law.
Company Description
Wildcat Lending is a hard money lender, which specializes in the financing of non-owner-occupied residential investment properties. We work quickly and efficiently to provide our Real Estate Investors with fast, cost-effective funding for their real estate investment needs. We strive to go above and beyond to provide a “wow” factor to each of our clients, on every single transaction. Our track record speaks for itself and we are proud to be one of the fastest growing lending companies in the country.
Wildcat Lending is a hard money lender, which specializes in the financing of non-owner-occupied residential investment properties. We work quickly and efficiently to provide our Real Estate Investors with fast, cost-effective funding for their real estate investment needs. We strive to go above and beyond to provide a “wow” factor to each of our clients, on every single transaction. Our track record speaks for itself and we are proud to be one of the fastest growing lending companies in the country.