Mortgage Loan Officer (NMLO required)

Job description

With over 200 agents in Colorado, Wyoming and Montana, HomeSmart Realty Partners and Realty Group are expanding our real estate brokerage to include our agent owned mortgage company throughout the region.

The Role:

It’s rare in business to join a company that is truly game-changing —- one that is transforming the very nature of its industry. It’s even rarer to claim a position at such a company where one can have a powerful daily impact on the lives of customers, partners and colleagues. The position of Senior Finance Manager at Wilkins Peak is just such a position. Operating in our breakthrough model.

We are a full service mortgage company housed inside a real estate brokerage. You will need to be able to move loans swiftly and successfully through the pipeline — from providing support on our digital mortgage application, through issuing pre-approvals, advising on the best loan products, to final loan closing. In the process, you’ll work closely with our robust network of retail and wholesale lenders, providing borrowers with the best competitive loan rate and terms.

Qualification Requirements:

• Must have an NMLS #

• At Least three years of licensed mortgage lending experience

• Superior loan origination and time management skills

• Superb communication skills

• Excellent computer skills

Duties and Responsibilities:

Perform Expert Loan Origination by

• Establishing (standard model), meeting or exceeding monthly production goals, in consultation with EVP of Loan Production.

• Explaining the overall mortgage process clearly and supportively to borrowers, including available loan products.

• Help borrowers complete our digital loan application, upload documents and obtain necessary signature(s).

• Obtain and expertly counsel borrowers on their credit report.

• Provide required disclosure documents, as needed.

• Ensure that borrower financial information and other required documentation. is submitted by the borrower to the IntroLend digital mortgage application.

• Confirm borrower’s debt to income (DTI) ratio.

• Analyze for loan product qualification.

• Implement and enforce fraud detection techniques.

• Submit Lender Bid Information to IntroLend Finance Portal for aggregation and bidding by maximum of three lenders, and ensure lenders enter bids.

• Maintain regular contact with Borrower, Agent, and Lenders to apprise them of loan application status.

• Counsel, but do not steer, borrower in selecting the winning loanbid.

• After borrower selection of the winning bid, distribute the complete loan package to the winning Lender.

• Input all pertinent dates and data accurately within the IntroLend platform.

• Create and nurture close professional relationships with Agents/ Maintain a specific agent engagement cadence inside your IntroLend Chapter by...

• Participating in our Chapter’s new agent training sessions.

• Lunch & Learns, educating new agents joining the firm, Golf Tournaments, etc.

• Attending your Chapter’s weekly agent sales meeting, to answer questions about new and existing loans in the pipeline. Also introduce new lenders and/or loan products available, along with new features on the IntroLend platform.

• Keeping agents and their clients well-informed of all required actions and key milestones in the mortgage journey, from the first text invitation (FastTrack) to loan closing.

• Actively Marketing to your Sphere of influence

Job Type: Full-time

Pay: Commission -lead applications provided

Schedule: Monday to Friday

Experience:

• Loan origination: 3 years (Required)

License/Certification:

• NMLS License (Required)
• State License required in Colorado, Wyoming and Montana (will need to obtain if not currently licensed)

Job Type: Full-time

Pay: $55,116.12 - $85,000.00 per year

Benefits:

• Flexible schedule

Compensation Package:

• Commission pay

Schedule:

• Monday to Friday

Experience:

• Loan origination: 3 years (Required)

License/Certification:

• NMLS License (Required)

Work Location: In person

Salary : $55,116 - $85,000