What are the responsibilities and job description for the Lead Mortgage Loan Closer position at Willamette Valley Bank?
Job Details
Description
Lead Mortgage Loan Closer
Willamette Valley Bank is seeking a detail-oriented individual with strong analytical and problem-solving skills for a Lead Mortgage Loan Closer position. This role will support our Mortgage Loan Division with accurate, compliant and efficient loan process completion while maintaining a high degree of confidentiality.
Some of the Key Responsibilities Include
- Draw loan documents, fund loans and assist with post-closing duties as needed with accuracy and timeliness
- Ensure file documents meet all applicable bank, state and federal regulations.
- Communicate and collaborate with Settlement Agents to final all loan fees and closing dates
- Prepare initial closing disclosure and change of circumstances with accurate and timely reconciliation of all fees and figures relating to each loan
- Performing accurate input of all file data and required funding fields in LOS to generate correct wire amount request
- Effectively communicate status and expectations to internal staff, loan originators, closing agents and notary signers
- Other duties as assigned, including assisting other team members and management as needed
What We Offer
- Competitive compensation and benefits package
- A caring, stable and safe working environment
- Experienced and helpful leadership
Qualifications
Qualifications
- Exceptional customer service skills
- Ability to work effectively on a team
- Prior mortgage industry experience required, including FHA/VA
- 4 or more years of funding or document drawing experience necessary
- Proficiency in Microsoft Office, Word, Excel and Outlook
- Knowledge of RESPA, TILA, HVCC/AIR, MDIA, Regulatory Compliance and legal requirements
- Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions and percentages
- Encompass experience preferred
- Ability to accurately complete detailed financial forms and paperwork
- Ability to always display professional demeanor
- Strong communication skills required
About Us
Where Local Means Everything…
If you ask us, local means that our connection to the places in which we work goes beyond geography, it means we are ingrained in the local economy, we are part of the culture, and we help support our neighbors through volunteering, community outreach, and charitable donations.
Banking Local means your money gets reinvested into your local communities and keeps your small towns thriving. When you put your money in a local bank, you are helping to provide a tractor to local farmer, an oven for the neighborhood bakery, and a home for the family next door.
Willamette Valley Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@wvbk.com
