What are the responsibilities and job description for the VP Commercial Loan Officer position at Willamette Valley Bank?
Job Details
Description
VP Commercial Loan Officer
Willamette Valley Bank is seeking a motivated individual with strong analytical and problem-solving skills for a VP Commercial Loan Officer position. In this role you will cultivate and maintain lasting partnerships with existing and potential customers, taking the time to understand their financial needs and providing tailored solutions to help them thrive.
Some of the Key Responsibilities Include
- Oversee the successful delivery of exceptional customer service through leading by example
- Work with Manager and Chief Lending Officer to develop the proposed lending marketing strategies and annual objectives
- Responsible for ongoing credit management of assigned loan portfolio including overseeing loan delinquencies, creditworthiness and compliance adherence
- Responsible for daily outbound customer and prospect calling activities
- Gather and analyze borrower’s periodic financial statements with respect to changes in borrower’s capacity to service bank obligations in order to recommend upgrades or downgrades
- Prepares or oversees loan presentations for Senior Management and the Board and other applicable loan committees by analyzing financial and related data
- Participate in banks support of positive development and CRA related activities in our communities
- Ensures compliance with all federal and state laws and regulations pertaining to lending
What We Offer
- Competitive compensation and benefits package
- A caring, stable and safe working environment
- Experienced and helpful leadership
Qualifications
Qualifications
- Exceptional customer service skills
- Ability to work effectively on a team
- Bachelor’s degree in appropriate discipline and three to five years related successful experience in bank lending; or equivalent combination if education and experience
- Proficiency in Microsoft Office, as well as programs and systems used in lending
- Knowledge of Small Business and Commercial C&I Lending, Commercial Real Estate Lending, and laws and regulations governing lending and collection practices
- Demonstrated ability to analyze financial statements and monitor portfolio performance
- Strong verbal and written communication is required
- Proven ability to develop and maintain a commercial loan portfolio
- Ability to always display professional demeanor
- Willingness to participate in community engagement to develop networking and referral sources is required
About Us
Where Local Means Everything…
If you ask us, local means that our connection to the places in which we work goes beyond geography, it means we are ingrained in the local economy, we are part of the culture, and we help support our neighbors through volunteering, community outreach, and charitable donations.
Banking Local means your money gets reinvested into your local communities and keeps your small towns thriving. When you put your money in a local bank, you are helping to provide a tractor to local farmer, an oven for the neighborhood bakery, and a home for the family next door.
Willamette Valley Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@wvbk.com
