What are the responsibilities and job description for the Mortgage Loan Originator - Chattanooga position at Wilson Bank & Trust?
Mortgage Loan Originator - Chattanooga
Job Duties and Responsibilities:
- Originates quality Conventional, FHA, VA, RD, and THDA residential loans based on secondary market guidelines
- Develops mortgage loan business with new prospects
- Calls on realtors and builders to solicit mortgage loans
- Networks with realtors, attorneys, and CPAs to generate a referral base
- Interviews loan applicants
- Generates complete loan application with necessary supporting documentation for submission to Processing
- Responsible for generating production volume based on assigned production goals
- Follows through during the loan process to ensure timely closings
- Adheres to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program
- Performs other duties as assigned
Job Requirements and Qualifications:
- High School diploma or GED
- Minimum of 3 years residential mortgage origination experience
- Ability to develop business in the targeted market areas (minimal leads provided)
- Extensive knowledge of all guidelines, laws, and regulations related to mortgage lending, ensuring compliance with legal and regulatory requirements
