What are the responsibilities and job description for the Credit Officer position at Wintrust?
Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
- An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)
- Competitive pay and discretionary or incentive bonus eligible
- Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
- Family-friendly work hours
- With 175 community bank locations, we offer opportunities to grow and develop in your career
- Promote from within culture
Why join this team?
Job Description Summary
The Credit Officer reviews and approves / declines loans within limits and approves loans prior to submission to Higher Authority in a high-volume business. The Credit Officer has direct contact with originators and processors. The Underwriter is responsible for underwriting and coordinating the closing of leases in compliance with the Bank's lending policies and procedures. This position is responsible for gathering and analyzing credit information on current and potential leasee's who apply through both the retail and wholesale channels; writes lease requests; supports Loss Mitigation efforts; promotes business for the Bank by developing and maintaining good customer relations and referring customers to appropriate staff for new services. The position of Credit Officer is required to be fully knowledgeable and skilled in areas of origination and underwriting of loans.
Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.
What You'll Do
Knowledge / Skills / Background / Experience
Salary :
The estimated salary range for this role is $90,000-$120,000. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience."
Benefits
Medical Insurance
LI-HYBRID
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Salary : $90,000 - $120,000
