What are the responsibilities and job description for the Senior Vice President Commercial Lending position at WorldBridge Partners?
About the job
Job Summary:
As a Senior Commercial Lender, you will be responsible for developing and managing a portfolio of commercial clients. You will identify opportunities for new business, structure and negotiate loans, and deliver customized financial solutions to meet the needs of our clients. This role requires strong business development skills, credit analysis expertise, and a commitment to providing exceptional customer service.
Key Responsibilities:
Develop and execute strategies to grow the commercial loan portfolio.
Build and maintain relationships with business owners, real estate developers, and key decision-makers in the community.
Identify lending opportunities and structure complex commercial loans, including term loans, lines of credit, construction loans, and real estate loans.
Evaluate and analyze financial statements, business performance, and market conditions to assess credit risk and make sound lending decisions.
Negotiate loan terms and conditions with clients while ensuring compliance with internal policies and regulatory guidelines.
Monitor loan performance and work proactively to address any issues or risks.
Collaborate with credit administration and underwriting teams to ensure timely and efficient loan processing.
Serve as a trusted advisor to clients, providing financial insights and recommending additional banking products and services.
Actively participate in community events and professional organizations to enhance the bank’s presence and generate business leads.
Qualifications:
5+ years of experience in commercial lending, preferably within a community bank environment.
Proven track record of successfully originating, structuring, and managing commercial loans.
Strong understanding of financial analysis, credit risk assessment, and loan structuring.
Excellent communication, negotiation, and relationship-building skills.
Ability to work independently and collaboratively in a team environment.
Proficiency in Microsoft Office (Word, Excel, Outlook).
Bachelor's degree in finance, business, economics, or a related field (or equivalent experience).
Salary : $120,000
