What are the responsibilities and job description for the Financial Services Specialist position at Wyhy FCU?
Company Overview
WyHy FCU is a Member-Owned Financial Cooperative dedicated to helping our members achieve financial success. We strive to provide a dynamic, fun and supportive work environment where you can grow professionally and make a real difference in your community.
Job Description
As a Loan Approval Analyst at WyHy FCU, you will prioritize loans to various deadlines and use your knowledge to make approval decisions based on creditworthiness and risk. Your responsibilities will include calculating, analyzing, evaluating, and making independent decisions on credit, income, assets, and risk to determine the income or probability of repayment for loan requests; communicating decisions (approvals/denials) of all credit applications to their appropriate parties; providing loan support to all retail staff and indirect dealerships; selecting stipulation requirements on any approved applications that meet standards set by internal/external guidelines; demonstrating thorough knowledge of all Credit Union lending policies and procedures; ensuring collateralization and collectability of loan assets.
Required Skills and Qualifications
To be successful in this role, you will need five years of experience in loan underwriting in a credit union or financial institution, or the equivalent combination of schooling and related experience. You must also have strong computer and Microsoft Word, Excel and Outlook skills; knowledge of CU collection policies, procedures, laws, and regulations; knowledge of credit union's lending policies and procedures, mortgage loan policy, credit criteria; knowledge of credit union and competitor's pricing, products, delivery channels. Additionally, you should be able to maintain confidentiality with personal private information and demonstrate sensitivity to Credit Union needs and member and employee goodwill.
Benefits
At WyHy FCU, we offer a comprehensive benefits package, including health, dental, vision, life and disability insurance; pet insurance allowance; holiday pay, including paid birthdays and work anniversaries off; reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions of the job.
WyHy FCU is a Member-Owned Financial Cooperative dedicated to helping our members achieve financial success. We strive to provide a dynamic, fun and supportive work environment where you can grow professionally and make a real difference in your community.
Job Description
As a Loan Approval Analyst at WyHy FCU, you will prioritize loans to various deadlines and use your knowledge to make approval decisions based on creditworthiness and risk. Your responsibilities will include calculating, analyzing, evaluating, and making independent decisions on credit, income, assets, and risk to determine the income or probability of repayment for loan requests; communicating decisions (approvals/denials) of all credit applications to their appropriate parties; providing loan support to all retail staff and indirect dealerships; selecting stipulation requirements on any approved applications that meet standards set by internal/external guidelines; demonstrating thorough knowledge of all Credit Union lending policies and procedures; ensuring collateralization and collectability of loan assets.
Required Skills and Qualifications
To be successful in this role, you will need five years of experience in loan underwriting in a credit union or financial institution, or the equivalent combination of schooling and related experience. You must also have strong computer and Microsoft Word, Excel and Outlook skills; knowledge of CU collection policies, procedures, laws, and regulations; knowledge of credit union's lending policies and procedures, mortgage loan policy, credit criteria; knowledge of credit union and competitor's pricing, products, delivery channels. Additionally, you should be able to maintain confidentiality with personal private information and demonstrate sensitivity to Credit Union needs and member and employee goodwill.
Benefits
At WyHy FCU, we offer a comprehensive benefits package, including health, dental, vision, life and disability insurance; pet insurance allowance; holiday pay, including paid birthdays and work anniversaries off; reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions of the job.
