What are the responsibilities and job description for the Senior Mortgage Loan Officer position at Yield Solutions Group Inc?
Senior Mortgage Loan Officer Key responsibilities :
- Client interaction :
- Conduct initial consultations with potential borrowers to understand their needs and financial situation.
- Gather necessary documentation like tax returns, paystubs, bank statements, and credit reports.
- Pre-qualify borrowers to determine their loan amount and eligibility.
- Loan application process :
- Assist in completing loan applications accurately.
- Verify information provided by borrowers against supporting documents.
- Analyze credit scores and debt-to-income ratios to assess loan feasibility.
- Prepare loan packages for submission to lenders.
- Communication and coordination :
- Communicate with real estate agents, appraisers, and underwriters to ensure smooth loan processing.
- Update clients on the status of their loan application.
- Address any concerns or questions from clients.
- Lead generation and business development :
- Follow up on leads and nurture relationships with potential clients. Required skills and qualifications :
- Strong communication and interpersonal skills to build rapport with clients
- Attention to detail to ensure accurate loan documentation
- Proficiency in computer software and technology savvy
- Fast learner and able to keep up with a fast-paced environment
- Open to coaching and able to adapt to change
- Time management and organizational skills
- Willingness to communicate primarily on phone, email and text
- Minimum 5 Years as a Mortgage Loan Officer
- Active NMLS License in multiple states Strongly Preferred Compensation : Salary plus commission This position is eligible for bonuses. This position is eligible for commissions. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Work Schedule : We are open Monday-Thursday 7 : 00am-7 : 00pm, Friday 7 : 00am-5 : 00pm, and Saturday 8 : 00am-5 : 00pm. All customer-facing OR lender-facing roles are assigned to an early, mid, or late shift, which may alternate on a weekly or biweekly basis. Training will be a set schedule. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. What we offer : Full training in our sales process and products Continuing education for NMLS, including all test taking fees. Great Benefit package including : Full-Time Base plus Commission Role Health, Dental and Vision Insurance Life Insurance Paid Time Off 401(k) True potential for advancement, we always endeavor to promote from within. Compensation details : 60000-75000 Yearly Salary PI03709d5711d9-29400-36483562
