What are the responsibilities and job description for the Director of Capital Markets position at YouLand?
About YouLand:
- Overview: With $1 billion in funded loans, YouLand is among the nation’s largest private lenders to residential real estate investors (REIs). We utilize data and technology to simplify and expedite access to capital for residential real estate investors, facilitating the revitalization of approximately $25 trillion worth of aged U.S. housing stock to offer move-in ready homes and rental housing for millions of Americans.
- Mission: We are committed to empowering residential real estate investors with the resources they need to scale their businesses and provide quality housing solutions across the country.
- Website: For more information, visit www.youland.com.
Job Description:
YouLand is seeking a Capital Markets Analyst for our expanding team. The ideal candidate will have 3 years of experience in analyzing and trading packages of US residential whole loans, including bridge loans and fix-and-flip loans for residential property. Experience with US non-agency structures and securitization processes is essential. Developing and nurturing relationships with internal and external parties to facilitate secondary trading and marketing activities is a key aspect of this role. Candidates with previous experience working for an aggregator are a plus.
Responsibilities:
- Develop and nurture relationships with internal and external parties to facilitate warehouse line of credit, whole loan secondary trading, and marketing activities.
- Support and manage the US whole loan bidding and trading process along with securitization issuances of business purpose loans including bridge loans and fix-and-flip loans for residential property.
- Develop, maintain, and manage all US related pricing models and processes.
- Utilize programming knowledge as well as internal technology resources to create process efficiencies and enhance trading capacity and capability.
- Monitor trade pipeline to assist clients and internal resources in pricing.
- Measure and hedge risk generated by lock and purchase activity.
- Develop relationships with external third parties including rating agencies, banks, lawyers, and lenders.
Qualifications:
- 3 years of experience with Bridge, SFR, and other residential mortgage loans.
- Rudimentary Fixed Income Markets knowledge.
- Ability to manage multiple projects at a time and prioritize accordingly.
- Ability to effectively communicate, both written and verbally, with Senior Management regarding the progress and results of volume and timelines.
- Ability to work effectively under time constraints.
- Bachelor's degree from an accredited university required.
- Experience with US non-agency structures and securitization processes.
- Reliably commute or planning to relocate before starting work (Required).
- Bachelor's degree (Required).
- Non-QM, Bridge, SFR, and/or Other Residential Mortgage: 3 years (Required).
Job Type: Full-time
Pay: $100,000.00 - $150,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Ability to Relocate:
- Menlo Park, CA 94025: Relocate before starting work (Required)
Work Location: In person
Salary : $100,000 - $150,000
