What are the responsibilities and job description for the Community Banking Portfolio Manager-St. George position at Zions Bank Careers?
Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we build upon our 150-year legacy and usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
If you thrive in commercial and consumer lending, and can prioritize goals to fit both your personal and professional career growth, then take the opportunity to be a part of a high performing team in Community Banking!
- Responsible for managing and servicing a portfolio of existing loan relationships.
- Responsible for expanding and building relationships with a high degree of resultant customer satisfaction.
- Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
- Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
- Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
- Assists bankers with new and existing loan requests and other special projects.
- Other duties as assigned.
Qualifications:
- Requires a bachelor's degree in Finance, Business or other related field and 2 years of banking, relationship management, underwriting and credit experience or other directly related experience.
- An equivalent combination of education and experience may meet qualifications.
- Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
- Knowledge of banking products, services, policies, procedures and regulations.
- Solid credit skills in underwriting, financial modeling, valuations and adherence to policy.
- Requires solid customer service, relationship, organizational, analytical and creative problem solving skills.
- Ability to meet deadlines.
- Must have solid communications skills, both verbal and written.
- Knowledge of various software applications including word processing and spreadsheets.
Benefits:
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
