What are the responsibilities and job description for the Commercial Portfolio Manager: Dealer Banking - Sandy, Utah (Salary $80,000+) position at Zions Bank?
At BankTalent HQ, we're dedicated to attracting top talent for our esteemed clients. As a leading financial institution, Zions Bank recognizes the value of its diverse workforce in driving success.
Opportunity Overview
This exciting role is available in our Dealer Banking group located in Sandy, Utah, offering an attractive salary package of $80,000 per annum. If you're passionate about specializing in commercial lending and have expertise in underwriting, credit analysis, and relationship management, this could be your ideal career move.
About the Role
This Commercial Portfolio Manager position will involve:
- Underwriting and servicing commercial loan relationships with automobile and other dealers throughout the Intermountain region.
- Spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, and monitoring credit performance.
- Handling reporting on loans, including past dues, documentation, and collateral exceptions, financial performance updates, portfolio profitability, etc.
- Providing exceptional customer service through clear communication skills, approachability, and working knowledge of all processes.
- Managing existing client relationships and collaborating with internal and external clients at a high level regarding sensitive matters and routine tasks.
Requirements and Qualifications
To excel in this role, you'll need:
- A Bachelor's degree and 4 years of credit-associated lending experience or 7 years of related experience. An equivalent combination of education and experience may meet qualifications.
- Comprehensive understanding of commercial loan underwriting, credit analysis, spreading, and financial statement analysis.
- Deep knowledge of credit scoring, loan documentation, and risk assessment.
- Experience with bank loan and deposit systems, such as Credit Lead, Aviva, Tax Analysis, and Moody's.
- Excellent writing and verbal communication skills, along with confidence in working with senior-level individuals.
- Advanced expertise with MS Office applications.
Benefits
Zions Bank offers an impressive benefits package, including:
- Medical, dental, and vision insurance starting from day one.
- Life and disability insurance, paid parental leave, and adoption assistance.
- Health savings accounts, flexible spending accounts, and dependent care accounts.
- 12 bank holidays, profit sharing, and company-matched 401(k) contributions.
- Tuition reimbursement for qualifying employees enrolled in accredited degree programs.
- Mental health benefits, including coaching and therapy sessions.
Salary : $80,000
