What are the responsibilities and job description for the Commercial/Consumer Lender position at American National Bank of Minnesota?
American National Bank of Minnesota is a community bank with locations throughout Central MN and is currently seeking candidates for the position of Commercial/Consumer Lender for our location in Pequot Lakes, Minnesota. The primary function of the Commercial/Consumer Lender is to expand and develop commercial/consumer banking relationships by identifying opportunities and matching those opportunities with products and services across all business lines of American National Bank of Minnesota. This position requires strong analytical skills along with a proven ability to work well as part of a team.
Responsibilities
- Make regular business development calls on existing and potential clients to solicit and sell business loan solutions, depository accounts and other bank products and services.
- Responsible for commercial/consumer loan generation through personal contacts, as well as referrals. Work with other bank employees in an effort to strengthen current commercial/consumer product knowledge and provide expertise to support overall small business sales processes.
- Monitor credits for performance and begin collection efforts if loans become past due.
- Have in-depth knowledge of deposit and lending products/services for businesses and consumers.
Qualifications
These specifications are general guidelines based on the minimum experience normally considered essential to the successful performance of this position.
- Bachelor’s degree or equivalent from a four year college or university; 2 years related experience. Work related experience should consist of sales, financial analysis and lending, experience.
- A demonstrated ability to bring significant new business to the organization.
- Actively, or willingness to become actively involved in and network within the community in areas that offer the greatest potential for new business. Represent American National Bank of Minnesota in community organizations and activities.
- Ability to prioritize work to maintain quality service standards, and take care of the customers’ ongoing business needs.
- Experience, knowledge and training in lending activities, including knowledge of commercial, construction, and real estate loans. SBA lending experience preferred.
- Knowledge of related state and federal lending and compliance regulations, and other Bank lending policies.
We offer a competitive compensation and benefits package.
Compensation starting at $80,000 DOE
Job Type: Full-time
Pay: From $80,000.00 per year
Benefits:
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
Schedule:
- Monday to Friday
Ability to Relocate:
- Pequot Lakes, MN 56472: Relocate before starting work (Required)
Work Location: In person
Salary : $80,000
