Loan Processor

First Bank and Trust is seeking an Agricultural Loan Processor in Hanover, VA to join our team. The loan processors support the agricultural loan officers by serving as the liaison to ensure all agricultural loans are processed correctly according to the bank’s policies and procedures. This position requires a variety of banking experience and abilities to implement, manage, and monitor all necessary procedures and other tasks assigned.

At First Bank and Trust our mission statement is to meet the credit investment and financial services of our community through a diverse array of financial products distributed through accessible locations with exceptional customer service while providing our shareholders with an above average return on their investment while at the same time maintaining employee security and longevity.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Correspond with lenders, title companies, customers, co-workers, etc. in a courteous and professional manner
• Serve as a point of direct customer contact to facilitate relationship, service loans and gather information for loan requests
• Order credit reports, appraisals, title work, etc.
• Provide administrative support to loan officers and other senior staff as needed
• Prepare loan documents for closings, all post-closing activities
• Enter and verify wire transfers for loan closings and other transactions
• Create electronic loan files through compilation of electronic documents and scanning
• Monitor maturing loans and past due loans as part of support provided to assigned lender/relationships
• Process paid-out loans in the appropriate manner to ensure lien releases are timely
• Track exceptions, work to clear and minimize exceptions on all loan assigned loan files
• Update and track insurance for loan files
• Attend Bank functions in a representative capacity
• Other duties as assigned

MINIMUM EDUCATION AND EXPERIENCE:

• High school diploma or equivalent - required.
• Associate's degree - Accounting, Business, Finance, and/or related field - preferred.
• Three or more years of relevant (loan, real estate, banking) work experience - preferred.

MINIMUM SKILLS AND ABILITIES:

• Clear communication ability with a professional manner, both written and oral
• Ability to demonstrate empathy, compassion, and a positive attitude
• An organized and well-managed work style with a focus on time management and prioritization
• Ability to handle conflict in a mature and constructive way
• Energetic approach to assigned tasks and the ability to demonstrate initiative and follow through
• Ability to engage at a high level and maintain a sense of responsibility
• Attention to detail, ability to redirect to meet time-sensitive needs
• Ability to discretely handle confidential information

BENEFITS:

• Medical, Dental and Vision Insurance
• 401K/ESOP Plan
• Life Insurance
• Flexible Spending Dependent Account
• Long Term Disability Insurance
• Group Policies (Accident, Hospital & Critical Illness)
• AFLAC Individual Policies (Short Term Disability & Cancer)
• Leave – PTO, Marriage, and Bereavement

The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment

First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran