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Portfolio Manager III - Environment Services and Renewable Power

New York Community Bank
Elgin, SC Full Time
POSTED ON 2/8/2025
AVAILABLE BEFORE 5/7/2025

Job Summary

A Portfolio Manager must be an analytical, organized, team-focused individual with good verbal and written communication skills. This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis. Portfolio Managers work in a team environment as a key player within the relationship deal team. Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio as well as managing the loan closing process. Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.

Pay Range : $99,733 - $132,144 - $164,557

Job Responsibilities :

  • Underwrite, Analyze and Close Loans : Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests. Prepare credit approval packages, present recommendations to the credit team / senior management, and close complex commercial loans.
  • Portfolio Management : Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. In addition, responsible for managing delinquencies and collateral exceptions.
  • Relationship Management : Highly visible role in managing the client relationship along with the deal team.
  • Training : Mentor, train and develop junior team members.
  • Maintaining Knowledge : Knowledgeable about the various commercial products available to clients as well as general market / industry trends.

Required Qualifications

  • 8 - 12 years of experience
  • Handles transactions / relationships / portfolio with high level of complexity
  • Experience working with less experienced team members to mentor and develop them, sharing expertise and insights
  • Bachelor’s Degree :   Business, Finance or related field
  • Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training)
  • Demonstrated knowledge of financial statement analysis
  • Excellent interpersonal and verbal and written communication skills
  • Excels in a team environment
  • Ability to effectively interact with all levels of leadership and employees within the organization
  • Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges
  • Familiarity with nCino, Credit Lens, AFS is a plus
  • Credit Analysis or Loan Review experience, preferably in the banking industry
  • Flagstar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, or national origin.

    Salary : $99,733 - $132,144

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