What are the responsibilities and job description for the Mortgage Processor position at University Bank?
Description
General Job Summary
The Processor is the primary support to Originators. Duties include individual pipeline management with a focus on meeting sales goals, maintaining compliance requirements, thoroughly reviewing all materials provided to underwriting and maintaining expected processing turn times. Additionally, stay current on agency guidelines/requirements.
Summary of Essential Job Functions
- Monitor individual pipeline and identify estimated monthly closing production.
- Timely review and submission of all file documents in the required format for underwriting review.
- Follow up on all necessary ordered services.
- Follow up with clients as necessary to obtain documents or answer processing related questions.
- Stay up to date on agency guidelines, internal underwriting/processing procedures and Company policies.
- Assist various departments in closing, post-closing or funding issues.
- Timely review and submission of all TRID Changed Circumstance requests to ensure re-disclosures requested are submitted in compliance.
- Stay up to date on all applicable compliance regulations.
Other Job Functions
- All other duties as assigned by management
Requirements
Education, Training and Work Experience
- High School diploma or GED required
- At least 2 years Mortgage Processing experience required
Knowledge, Skills and Abilities
- Maintain & foster positive relationships with customers and business partners
- Complete all assigned training in a timely manner
- Organizational skills with ability to prioritize and meet deadlines while maintaining high degree of accuracy
- Knowledge of mortgage business and mortgage documentation
- Ability to understand and stay current with mortgage guidelines and regulations
- Ability to follow instructions
- Knowledge of real estate market
- Ability to work under deadlines; work under pressure
Working Environment
Primary working environment is within an indoor climate-controlled office space. Employee may be subject to florescent lighting, dust, and other normal indoor-allergens. Employee will work in close proximity of coworkers and occasionally independently in quiet environments.
Physical Requirements
- Able to lift up to 20 pounds
- Extended periods of sitting (at computer desk)
- Complete repetitive tasks (including operation of computer mouse/keyboard)
Disclaimer
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
The salary range for this role takes into consideration a wide range of factors including but not limited to the duties of the role, experience, location, and certificates and/or education. The target pay range for this position is between $21.00 - $26.00 per hour plus per file incentives.
**University Bank is an Equal Opportunity / Affirmative Action Employer**
Salary : $21 - $26