Senior Credit Risk Analyst (m/f/d)

As a key member of the Credit Risk team in Germany and a contributor to the Group Credit function, you'll:

• Monitor and manage a diversified portfolio of credit exposures, including private debt and public assets, ensuring alignment with the defined risk appetite.

• Conduct deep credit assessments and assign internal ratings across Mid-Market Loans, Large Cap Direct Lending, Infrastructure, and Asset-Backed Lending.

• Improve and automate credit limit management processes, ensure adherence to risk limits, and work with the investment team to resolve breaches.

• Integrate ESG and climate risk factors into credit decision-making frameworks.

• Lead deep-dive reviews on sectors, asset classes, and thematic risks while contributing to stress testing and scenario analysis.

• Oversee external ratings, manage rating migrations, and recommend adjustments where necessary.

• Represent the Credit Risk function in governance forums, and help build strong relationships with asset managers and group-level colleagues.
  
  

• A strong academic background in finance, economics, or a quantitative field; CFA or CIA highly preferred.

• At least 10 years of experience in corporate credit analysis and risk management within financial services.

• In-depth knowledge of public IG credit and private assets including MML, Direct Lending, and Infra credit.

• Familiarity with Solvency II and life insurance investment frameworks.

• Hands-on experience with tools like Bloomberg and UBS Delta, as well as rating scorecards and Excel-based models.

• A collaborative, solution-oriented mindset with the ability to manage multiple stakeholders and deliver in a fast-paced environment.
  
  

• Competitive Package: Permanent contract, 13.3 monthly salaries including vacation and Christmas bonuses, and performance-based rewards.

• Work-Life Balance: 30 vacation days, flexible hours (6am-9pm), up to 60% remote work, and support for personal well-being via counseling and family services.

• Financial Security: Company pension scheme with generous employer contributions, capital-forming benefits, and a €40 monthly voucher allowance.

• Daily Perks: Subsidized meals at the onsite canteen (Wiesbaden), €20 public transport allowance, and more.

• Professional Culture: A flat-hierarchy environment where your ideas matter, and initiative is encouraged. Join a team where people genuinely support each other.

Be part of a business that is evolving quickly and committed to doing things differently - with purpose, responsibility, and innovation at its core. Ready to take the next step in your credit risk career?

Apply now and help shape the future of risk management.