What are the responsibilities and job description for the Loan Officer position at 1st Financial Bank USA?
Title: Loan Officer
Location: Sioux Falls, SD (This is an on-site position)
Builder Finance Inc. (BFI) is the growing lender to home building companies and rental home investment companies across the country. Launched in 2014, BFI now has several coast-to-coast lending programs with additional programs planned. Clients chose BFI for great pricing, great terms, and an industry-leading customer experience. Details are available at BuilderFinance.com.
A successful candidate may or may not have prior real estate experience or prior lending experience. This job can be an opportunity to learn about residential real estate, lending on transitional property, and long-term lending on cash-flowing property.
A successful Loan Officer:
- Excels at sales. New sales originate substantially through inbound channels, tradeshows, and referrals. Cold calling is not expected.
- Provides best-in-class customer service. Quickly address stated and unstated needs of clients (and prospective) clients. Stellar client experiences are a must.
The Loan Officer will take ownership of his/her clients and accept responsibility for mistakes and problems. BFI is a direct lender and retains at least partial risk for all originations from closing to payoff. In addition to sales talent, credit skills and good judgement are essential traits.
The work environment is supportive; resources will be provided so that the Loan Officer can focus on sales and credit. Success is:
- Originating loans that repay.
- Developing long-term client relationships.
- Building the brand by giving everyone that interacts with BFI a positive impression.
Compensation is attractive and likely to include: a significant base salary, a semi-annual formulaic bonus based on company performance (available after the first full year of employment), and bonus consideration based on individual performance.
Qualifications:
Experience: 2 years of sales experience in any field. Experience in real estate and/or lending a plus.
Education: Alongside schooling, include GPA(s) on resume submission. Include any standardized test score that you feel is relevant.
Attributes and Skills:
Interested in residential real estate
A tenacious and ambitious team-player with positive attitude
Strong communication and interpersonal skills
Attentive to details
Familiar with Excel, Word and Outlook
Builder Finance Inc. is an equal opportunity and affirmative action employer.
All qualified applicants will receive consideration without regard to their race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Builder Finance Inc. participates in E-Verify
E-Verify Right to Work Poster (justice.gov)
