What are the responsibilities and job description for the AG/COMMERCIAL LOAN OFFICER position at Access Dubuque?
Ag / Commercial Loan Officer
- Fidelity Bank & Trust
1 Positions
ID : 1649090
Posted On 07 / 24 / 2024
As an Ag / Commercial Loan Officer, you will play a crucial role in supporting our Ag and Commercial clients by providing them with the financial solutions they need to succeed. You will be responsible for building and maintaining relationships with diverse variety of entrepreneurs in the community, understanding their unique financial needs, and offering tailored lending solutions.
Develop and maintain relationships with Ag and Commercial clients, including agribusiness and small to large commercial business owners.
Assess the creditworthiness of potential borrowers and determine appropriate lending solutions.
Structure loan packages to meet the specific needs of our wide variety of clients, including operating loans, equipment financing, and real estate loans.
Monitor loan portfolios and proactively address any potential risks or issues.
Proactively generate leads and referrals for deposit accounts, including checking, savings, money market, and certificate of deposit (CD) accounts.
Stay informed about industry trends, market conditions, and regulatory changes affecting the specific business sectors.
Collaborate with other members of the banking team to cross-sell additional products and services to agricultural clients.
This position may be responsible for supervising assigned staff.
This job operates in a professional office environment. This role routinely uses standard office equipment.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.
This is a full-time position, and typical work hours and days are Monday through Friday, 8 : 00 a.m. to 5 p.m.
Some travel may be required between offices on a limited basis.
Bachelor's degree in finance, agricultural economics, or a related field.
Minimum of 5 years of experience in commercial and / or agricultural lending or a related field.
Strong understanding of agricultural / commercial operations.
Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients.
Solid financial analysis skills, including the ability to assess credit risk and structure loan packages.
Knowledge of banking regulations and compliance requirements related to agricultural lending.
Proven track record of meeting or exceeding sales targets and goals.
None required for this position.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Please view Equal Opportunity Posters provided by OFCCP / DOL here.
https : / / www.dol.gov / agencies / ofccp / posters)
Fidelity Bank & Trust will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with Fidelity Bank & Trust's legal duty to furnish information.
If a reasonable accommodation is needed to complete the application process, please contact Human Resources at (563) 875-7157 and let us know how we can help.
Primary Contact
1724418518215
Jenni Noonan
Chief eXperience Officer,
Phone
Phone
Phone
jnoonan@bankfidelity.com
False
False
True
Categories
Banking / Mortgage / Financial Services
Location
Platteville, WI
Job Type
Employee
Full / Part
Full Time
Company ID
1018
Job REQ #
1649090
Positions
Start Date
20240724
End Date
20241129
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Vice President, Commercial Loan Officer
Premier Bank
Fidelity Bank & Trust
In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities.
Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities. We have over 280 employees ready to help you with all of your banking needs. Our people proudly log hundreds of hours of community service and are happy to lend a helping hand to a variety of projects and organizations in their communities
