What are the responsibilities and job description for the Mortgage Loan Processor position at Align Financial, LLC?
Overview
We are seeking a detail-oriented and motivated Mortgage Processor to join our dynamic team. In this role, you will be responsible for managing the loan processing pipeline, ensuring that all documentation is accurate and complete for timely loan approvals. The ideal candidate will have a strong understanding of mortgage lending processes and possess excellent analytical skills to assess creditworthiness.
Duties
- Review and verify loan applications and supporting documentation for accuracy and completeness.
- Conduct credit analysis to assess borrowers' financial situations.
- Collaborate with loan officers to gather necessary information for loan origination.
- Process loans in accordance with FNMA guidelines and ensure compliance with underwriting standards.
- Maintain communication with borrowers, real estate agents, and other stakeholders throughout the loan processing cycle.
- Prepare and submit loan files to underwriting for approval.
- Manage escrow accounts and coordinate closing processes as needed.
- Stay updated on industry regulations and best practices in mortgage processing.
Qualifications
- Previous experience in mortgage processing or a related field is preferred.
- Strong knowledge of credit analysis, loan origination, underwriting, and loan processing procedures.
- Proficiency in basic math skills to perform calculations related to loans and financial assessments.
- Familiarity with FNMA guidelines and financial services industry standards.
- Excellent organizational skills with the ability to manage multiple tasks efficiently.
- Strong attention to detail and accuracy in documentation review.
- Effective communication skills, both verbal and written, for clear interactions with clients and team members.
- Experience working in a bank or financial institution is a plus.
If you are passionate about helping clients achieve their homeownership goals through effective mortgage processing, we encourage you to apply for this exciting opportunity.
Job Type: Full-time
Pay: $50,000.00 - $66,049.00 per year
Benefits:
- Paid time off
Schedule:
- 8 hour shift
- Monday to Friday
Ability to Commute:
- Roswell, GA 30075 (Required)
Ability to Relocate:
- Roswell, GA 30075: Relocate before starting work (Preferred)
Work Location: Hybrid remote in Roswell, GA 30075
Salary : $50,000 - $66,049