Inside Property Adjuster- Core Logic Claim Owner (MST/PST/CST)

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. 

Job Description

A day in the life of an inside Property Adjuster, and what it take to do the job! 

As a Moderate Inside Property Adjuster, you will be dedicated to providing exceptional service to our policyholders. Working remotely from your home office, your primary responsibility will involve virtually inspecting damages, investigating coverage, preparing estimates, and settling claims promptly and accurately. You will be interacting with customers, contractors, and vendors through various software platforms such as Xactimate and ClaimsX Video Collaboration. This communication will take place through different channels, including voice calls, email, and text messages. This role places a particular focus on water losses, ensuring that our customers receive the highest level of support and resolution for these specific claims.

Candidates must reside in MST, PST, or CST.

You'll wear a few hats that will require a level of experience: 

• The Customer Service Expert –you’ll live into Allstate’s Claims Culture by caring, empowering, and restoring, and you will accomplish that by being compassionate, clear, and a committed partner in each Property claim. You lead with empathy, always. 

• The Investigator – you’ll confidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies to determine coverage. 

• The Effective Communicator – you’ll use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process. You’ll also incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress. 

• The Negotiator – You will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations. 

• The Problem Solver –you’ll utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using your sharp critical thinking skills. 

• The Recorder – you’ll protect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trained on. You’ll accomplish this by ensuring timely and accurate documentation is completed as you work on each claim. 

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Schedule: 

Monday – Friday; 8 am - 5 pm with rotational Saturday duty 

Job Details:

• Must be able to review new claims and determine need for Outside Adjuster intervention, or if claim can be handled at the desk level.

• Properly assess and keep insured up to date on Outside Adjuster/ Good Hands Repair Network  inspections. Will need to address and field any questions in relation to claim (insured or agent).

• Review claims timely to determine if there is need to send to Coordinated for further handling.

• Experience with Unscheduled Personal Property and Additional Living Expenses handling

• Will need to handle Unscheduled Personal Property up to 41 items and up to 30 days of Additional Living Expenses

• Proper letters sent to address ALE, including lease agreements if applicable

• Timely set up and usage of ClaimX

• Timely follow-ups and keeping in contact with insured on claim process

• Answering inquiry calls as they come in on claim status, timely follow-ups for good customer service

• Good communication skills is a must, as well as the need for having an organized desk (Claims Process Tool, NextGen)

• Must be compliant with sending letters required per state specific guidelines

• MA letters and PA fire letters should be sent out at onset of claim to not further delay handling and settlement of claim

Preferred Qualifications: 

• 1 years of previous customer service experience required. 

• Previous industry experience is highly desired. 

• Proficiency in using Xactimate and other relevant software for virtual assessments is preferred. 

• Ability to assess property damages and accurately determine claim coverage. 

• Excellent negotiation and communication skills to interact with customers and stakeholders remotely. 

• Ability to work independently and manage time efficiently in a virtual work environment. 

• Detail-oriented and organized, with a focus on delivering high-quality and efficient claim resolutions. 

You’re provided with comprehensive training: 

• The training program is designed to help you build a claims foundation and understand the systems and processes in your day to day work. 

• Ongoing training opportunities for continuous improvement happen regularly on the job. 

Notice of Licensing Requirement: 

• As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire. 

• If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed. 

Sign On Bonus:  

You may be eligible for a $1000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role.  This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License. 

**Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus. 

Allstate Benefits: 

Being a part of Allstate means you receive a benefits package from Day 1 of employment.  This includes time off, healthcare, retirement, and more.  That is why as an Allstater, you’ll enjoy a Total Rewards package that includes: 

• Competitive pay with needed support for continuous development and career advancement. 

• Flexibility in scheduling and a time off policy that helps support your work/life balance. 

• Initial and ongoing training to get you proficient in your new role. 

• Comprehensive benefits like a 401K/pension, education reimbursement, and programs to help you balance work with the rest of your life. Visit www.allstategoodlife.com to learn more. 

#LI-JF1

Skills

Communication, Critical Thinking, Customer Service, Empathy, Property Claims, Time Management, Working Independently

Compensation

Compensation offered for this role is $18.27 - 31.25 per hour and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.  

You’ll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we’ve proven that Allstate empowers everyone to lead, drive change and give back where they work and live. 

Good Hands. Greater Together.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

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Salary : $18 - $31