AML Analyst I or II

ANB Bank has financial strength embodied in over $3 billion in assets and ranks in the top 8% of banks nationwide by size and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference. 

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

• Hiring Pay Range: $19.25 - $22.88 per hour
  • AML Analyst I: $19.25-$20.94
  • AML Analyst II: $20.50-22.88
    • The hiring pay range for this position is commensurate with the level of relevant experience and education.  

Health & Wellness Benefits (Subject to Eligibility Requirements)

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance 
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts 
• Company provided Life, AD&D, and Disability Insurance with supplementation options 
• 401(k) plan with discretionary company match and profit sharing 
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP) 
• Tuition Reimbursement Program 
• Spanish Communication Assistant Program Incentive
• Employee banking products 

Summary

• The AML Analyst is responsible for combatting illicit financial activity by assisting the BSA Officer to maintain compliance with the legal and regulatory requirements of the Bank Secrecy Act (BSA), Office of Foreign Asset Controls (OFAC) and related requirements.

Essential Duties and Responsibilities 

• Conducts investigations to identify and report money laundering, terrorist financing, fraud and other financial crimes.

• Performs enhanced due diligence reviews of high-risk customers.

• Analyzes and prepares currency transaction reports.

• Assists staff throughout the bank to comply with various BSA-related requirements.

• Reviews and triages alerts of potential suspicious activity and watch list violations.

• Completes various additional tasks in support of BSA, identity theft and related compliance.

• Maintains thorough knowledge and consistent compliance with the bank’s Bank Secrecy Act Program and related regulatory requirements.

• Maintains current knowledge as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.

• Delivers quality of service as defined by department standards.

• Maintains confidentiality as defined by department standards.

• Supports the company’s Mission, Vision, and Values.

• Other duties may be assigned.

AML Analyst I

• Performs the duties above with moderate direction and supervision.
• Follows procedures and completes tasks assigned with moderate prompt.
• Occasionally suggests opportunities to reduce errors or improve processes.
• Occasionally assists with other duties (i.e. training, escalations, completing quality control reviews, helping teammates, drafting and/or editing procedures or communications, projects, etc.).

AML Analyst II 

• Performs the duties above with minimal direction and supervision.
• Follows procedures and completes tasks assigned with minimal prompt.
• Leads by example and encourages others by demonstrating exemplary behaviors.
• Regularly suggests opportunities to reduce errors or improve processes.
• Regularly assists with other duties (i.e. training, escalations, completing quality control reviews, helping teammates, drafting and/or editing procedures or communications, projects and/or leading smaller projects, etc.).
• Investigate complex cases and alerts.

Education and/or Experience

AML Analyst I 

• One year of financial industry or law enforcement experience, or relevant four-year degree.
• High school diploma or general education degree (GED) required.
• Experience with Microsoft Office Suite: Word, Excel, Outlook, and PowerPoint preferred.

AML Analyst II 

• Two years of financial industry or law enforcement experience or one year anti-financial crimes experience (i.e. BSA, Fraud, Cards).
• High school diploma or general education degree (GED) required.  Bachelor's degree preferred.
• Intermediate experience (i.e. 2 years) with Microsoft Office Suite: Word, Excel, Outlook, and PowerPoint preferred.
• Intermediate understanding of banking products, services, forms, and regulations preferred.
• Understanding of banking products, services, forms, and regulations preferred.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Work Schedule:  Monday - Friday, 8:00am - 5:00pm

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disabled / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law. 

ANB Bank complies with the Equal Pay for Equal Work Act.  ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank.  If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes. 

Anticipated Date of Application Window Closure: 03/28/2025 (or until filled)

Salary : $19 - $23