Senior Underwriter

Responsibilities

• Risk Assessment: Evaluate loan applicants' creditworthiness and assess risks.
• Underwriting Process: Review financial documents to determine loan eligibility and terms.
• Compliance: Ensure adherence to regulations and company policies.
• Communication: Collaborate with stakeholders and communicate underwriting decisions.
• Documentation: Prepare detailed reports for record-keeping and audits.
• Policy Development: Stay updated on industry trends and contribute to policy enhancement.
• Customer Interaction: Engage with clients for information gathering and guidance.
• Decision-Making: Make informed underwriting decisions based on thorough analysis.
• Quality Assurance: Review processes for consistency, accuracy, and compliance.
• Training: Provide training and mentorship to junior underwriters.
• Continuous Improvement: Identify process improvement opportunities.
• Client Relationships: Maintain positive relationships with clients.

Qualifications

• Bachelor’s degree in finance, accounting, or related field.
• Proven consumer underwriting experience.
• Strong analytical and communication skills.
• Knowledge of financial regulations and trends.
• Detail-oriented with proficiency in underwriting tools.