Closer

About Ascent

Ascent Developer Solutions is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

The Role

The Closer is responsible for coordinating and finalizing the mortgage loan closing process. This role ensures that all necessary documentation complies with federal, state, and company regulations, while delivering excellent customer service. The Closer works closely with underwriters, loan officers, title companies, and borrowers to ensure an efficient and seamless closing experience.

The Work

• Prepare and review closing documents, including Closing Disclosures (CD), promissory notes, and deeds of trust.
• Ensure accuracy, compliance, and completeness of all documents in line with legal and regulatory standards.
• Collaborate with title companies, escrow agents, and attorneys to finalize closing details.
• Work with borrowers to address any last-minute questions or concerns related to the closing process.
• Verify that all conditions and stipulations outlined by underwriters are met before issuing closing instructions.
• Confirm compliance with federal and state regulations such as TRID (TILA-RESPA Integrated Disclosure).
• Manage the disbursement of loan funds post-closing, ensuring accurate wiring of funds.
• Confirm final disbursement amounts align with approved loan terms.
• Maintain clear and professional communication with borrowers and internal teams throughout the closing process.
• Address any issues promptly to ensure a smooth and timely closing experience.
• Ensure accurate entry and updating of closing data in company systems.
• Archive all closing documents according to company and regulatory requirements.

Your Skills & Experience

• High school diploma or equivalent (Bachelor’s degree preferred).
• 3 years of experience in mortgage loan closing; experience with Commercial loans is preferred.
• Strong understanding of mortgage loan products, processes, and regulations.
• Exceptional attention to detail and accuracy.
• Strong organizational and time-management skills, with the ability to manage multiple closings simultaneously.
• Excellent verbal and written communication skills.
• Proficiency in mortgage loan software and Microsoft Office Suite.
• Knowledge of compliance guidelines, including RESPA, TRID, and HMDA.
• Certified Mortgage Closer (CMC) designation is a plus.

The Pay

Pay range is $36.00 -$39.00 per hour overtime, with a discretionary bonus up to 15% per year

Ascent’s Benefits

We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, four dental plans, health savings and flexible spending accounts, vision coverage, and other optional benefits to choose from.

Ascent’s Pledge

We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed. Thank you for joining us on our journey towards a more inclusive future.